How much can social security and medical insurance be refunded?

The amount of social security and medical insurance that can be refunded needs to be calculated according to the specific situation.

1, individuals pay according to the medical insurance for urban workers, which belongs to the scope of flexible employment, and the part paid by individuals will not be paid and cannot be refunded;

2. Individuals pay medical insurance normally, and then the calculated amount can be refunded because they participate in the work unit to help pay, resulting in repeated insurance;

3. The fees paid by the endowment insurance shall not be refunded in one lump sum. After reaching the statutory retirement age, the accumulated payment 15 years, the pension will be received monthly;

4. Eligible social security participants will receive pensions until their death, and can apply for funeral expenses and pensions.

Basic components of social security:

1. Old-age insurance: providing basic economic security for life after retirement;

2. Medical insurance: reducing the economic burden of seeking medical treatment due to illness;

3. Unemployment insurance: provide basic living expenses support during unemployment;

4. Work-related injury insurance: providing compensation for medical expenses and living expenses for work-related accidents;

5. Maternity insurance: to guarantee the basic income and medical expenses of female employees during childbirth.

To sum up, the refund of social security and medical insurance surrender amount depends on individual payment and insurance. The individual contributions of flexible employees will not be refunded, and those who are repeatedly insured can return the repeated contributions. After the endowment insurance premium reaches the statutory conditions, it will be collected monthly, and the pension will be paid for life. The insured can apply for funeral expenses and pension after meeting the conditions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 9

If the payer's social insurance registration items are changed or the payer is terminated according to law, it shall go through the formalities for the change or cancellation of social insurance registration at the social insurance agency within 30 days from the date of change or termination. The social insurance agency shall timely provide the tax authorities with the social insurance registration, change registration, cancellation registration and payment declaration of the payer.

People's Republic of China (PRC) insurance law

Article 54

Before the insurance liability begins, if the applicant requests to terminate the contract, he shall pay the handling fee to the insurer in accordance with the contract, and the insurer shall refund the insurance premium. After the commencement of insurance liability, if the applicant requests to terminate the contract, the insurer shall, in accordance with the contract, deduct the receivable part of the insurance premium collected from the commencement of insurance liability to the termination of the contract and return it to the applicant.