Is social security card a bank card?

Social security card is not a kind of bank card, but a special account. According to the types of cardholders, social security cards can be divided into two categories, namely, social security cards issued to urban workers, unemployed people and retirees and social security cards issued to employers.

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Legal basis: Article 72 of People's Republic of China (PRC) Labor Law determines the source of social insurance funds according to the types of insurance, and gradually implements social overall planning. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Brief introduction of social security card:

1. The Social Security Card of the People's Republic of China is an integrated circuit (ic) card issued by local human resources and social security departments for various business fields of human resources and social security.

2. Social security card has a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.

Second, the medical insurance personal account

1. The full name of medical insurance personal account is called personal medical insurance personal account, or personal account for short. Personal accounts are mainly used to record and store personal account funds and are used for personal medical consumption according to regulations.

2. The main sources of personal account funds include: medical insurance premiums paid by individuals; A certain percentage of social medical insurance premium paid by the employer; Some include personal account start-up funds paid by employers for individuals; There is also the interest income of personal account funds generated with the increase of insurance years.