Does Wuxi commercial loan need one-year social security to transfer to provident fund loan?

Legal analysis: 1 The loan applicant must meet the following conditions for housing provident fund deposit: timely, fully and continuously deposit the housing provident fund into the center six months before the month of applying for a loan, and have not owed the housing provident fund within two years before the month of applying for a loan;

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 680 usury is prohibited and the loan interest rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.