There are two endowment insurance accounts. How to cancel one of them?

You can't refund two old-age insurances, but you can apply to merge two social insurances. Repeated insurance can not enjoy double treatment, and it is suggested to stop paying social insurance that does not have labor relations. There is no way to refund the paid part for the time being. We can only wait until the two social security systems are transferred together in the future. When the social security system is merged, overlapping parts will be found, and the Social Security Bureau will ask for a refund of one of them, and only individual contributions can be refunded. For social security, all expenses are borne by individuals and there is a loss. The combined social security does not affect the accumulated payment period.

Information needed for account consolidation

1. social insurance refund application approval form: fill in this form in triplicate;

2. List of social insurance fee refund: fill in this form in triplicate;

3. Payment voucher: provide the original payment voucher (payment book or bank payment receipt) and a copy of the bank passbook;

4. Bank account opening certificate of the company's refund account: provide the original and photocopy of the bank account opening certificate of the company's refund account;

5. Necessary information of personnel: provide necessary information such as labor contract and household registration certificate of corresponding personnel.

Merger procedure

1. Go to the local social security bureau or the human resources department for merger procedures. Before going through the merger procedures, you need to consult the Social Security Bureau or the human resources and social security department for specific procedures and required materials, and then go through the merger procedures.

2. Consolidated accounts. After submitting the merger application, the Social Security Bureau or the human resources department will merge the two accounts, including merging the payment records of the two accounts and the payment years of the accounts, and canceling one of them at the same time.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 19 of the Social Insurance Law

If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.