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Does social security have accident insurance?
1, endowment insurance. Endowment insurance is a social insurance system that is enforced by the state according to law, specifically for workers, and forms a pension fund by collecting endowment insurance premiums from enterprises and individuals to solve the problem of living security for workers after retirement. Its basic treatment is the payment of endowment insurance, which is not only the main item in the social insurance system of various countries, but also the most important guarantee item in the social security system of various countries;
2. Unemployment insurance. Unemployment insurance is a social insurance system enforced by the state according to law, which aims at workers and solves the problem of living security for unemployed people who meet the prescribed conditions by raising unemployment insurance funds. Its basic treatment is to pay unemployment insurance and unemployment medical assistance. It is an indispensable stability and guarantee mechanism to meet the needs of the development of labor market and alleviate the serious social problems that unemployment may bring.
3. Medical insurance. Medical insurance refers to a social insurance system that is enforced by the state according to law, specifically for workers, and forms a medical insurance fund by collecting medical insurance premiums from enterprises and individuals to solve the medical security problems of workers and their families. Its basic treatment is to provide medical security and Medicaid;
4. Work injury insurance. Industrial injury insurance is a social insurance system implemented by the state according to law. Enterprises or employers raise industrial injury insurance funds to compensate employees for income losses and medical security benefits caused by industrial accidents. Its essence is a system that employers compensate employees for industrial accidents based on civil law. Its basic treatment includes income security, work-related injury pension, work-related injury medical security, etc.
5. Maternity insurance. Maternity insurance is a social insurance system enforced by the state according to law, which raises maternity insurance funds for employers and individuals and solves the income and living security problems of pregnant women during childbirth and breastfeeding. Its basic treatment is to provide maternity medical security, maternity leave and maternity leave wages.
Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law.
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Article 10
Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
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