Hunan Social Security New Deal 202 1

Legal analysis: First of all, it meets the requirements of the 4050 policy.

1, people with employment difficulties buy social insurance.

Subsidize 60% according to the payment base; The rate is based on the social insurance premiums actually paid.

The payment base is generally 60% of the average salary of the previous year.

Medical insurance for employees in Changsha, the payment base is the average salary of 5054 yuan ×60%=3032 yuan. The proportion of individual contributions for flexible employees is 5.6%. Annual payment: 3032×5.6%× 12=2037 yuan (169 yuan/month).

The basic old-age insurance is calculated and paid at 56.57% of the payment base: 2859× 20 %×12 = 6861.6 yuan/year (57 1.8 yuan/month).

4050 The subsidy amount is (686 1+2037)×60%=5338 yuan.

2. Unemployed people buy social security within two years after leaving school.

The subsidy amount is 40%, and the subsidy amount of 4050 is (686 1+2037)×40%=3559 yuan.

3. Enterprises or small and micro enterprises recruit people with employment difficulties and college graduates who have not been employed for 2 years; The 4050 policy subsidizes the enterprise payment part, and the individual payment part is not subsidized.

4. Non-4050 personnel

According to the actual payment of 40% of the flexible employment payment, it is the same as paying social security benefits for college graduates who have not graduated within two years after leaving school as flexible employees.

4050 The subsidy amount is (686 1+2037)×40%=3559 yuan.

Legal basis: Announcement on the collection of enterprise social insurance premiums and occupational annuities by tax authorities. Flexible employees in Hunan Province can pay their own fees through online payment channels such as China Construction Bank, Agricultural Bank, Changsha Bank and other commercial banks, mobile banking, online banking and online payment terminals of tax authorities, or go to Xu Shang Bank outlets and tax halls with ID cards, household registration books or social security cards.

(1) If the flexible employment insured fails to pay the medical insurance premium in full and on time due to their own reasons, they will stop enjoying the medical insurance benefits from the month following the unpaid expenses. Flexible employment insured persons make up the principal of medical insurance premiums and enjoy medical insurance benefits from the date of payment. If it is filled within 3 months, the proportion of individual conceit will increase by10% in this settlement year; If the payment is overdue for 3 months, the proportion of personal conceit will increase by 15% in this settlement year.

(2) If the retirees with flexible employment have personal medical insurance accounts, the mutual medical assistance fee for serious illness shall be deducted monthly from the amount of personal medical insurance accounts that should be included; If there is no personal account for medical insurance, the mutual medical assistance fee for serious illness will be paid by itself.

(3) According to the relevant regulations of the Provincial Department of Human Resources and Social Security, the unpaid pension insurance in 2020 and beyond will no longer be paid in the form of flexible employment, and the social insurance information system of Changsha will clean up the corresponding arrears data.