How to calculate the retirement pension insurance for enterprise employees in Yunnan Human Resources Social Security Network 20 15?

Retirement pension consists of two parts: pension = basic pension+personal account pension.

Personal account pension = personal account storage amount ÷ calculation months (50 years old 195, 55 years old 170, 60 years old 139, 120 is no longer unified).

Basic pension = (average monthly salary of employees in the whole province in last year+average monthly payment salary indexed by myself) ÷2× payment period × 1% = average monthly salary of employees in the whole province in last year (1+ average payment index by myself) ÷2× payment period × 1%.

Note: My indexed monthly average payment salary = last year's average monthly salary of employees in the whole province × my average payment index. As can be seen from the above formula, under the same payment period, the level of basic pension depends on the individual's average payment index, that is, the historical average of the ratio of his actual payment base to the average social wage. The lower limit is 0.6 and the upper limit is 3.