Retirement is not enough 15 years how to make up the social security

You can choose to make up the social security to meet the conditions of retirement to receive the basic pension.

It is important to understand the policy and requirements for making up contributions

First of all, individuals need to understand the policy and requirements for making up contributions in their area. This includes the conditions for retroactive contributions, the number of years of retroactive contributions, the amount of retroactive contributions, and the duration of retroactive contributions. Detailed information can be obtained by consulting the local social security bureau or reviewing relevant policy documents.

Second, determine the amount of retroactive contributions

Based on the retroactive contribution policy and requirements, individuals need to calculate the amount of retroactive contributions to be made. This is usually determined based on the individual's past contribution base and the number of years of retroactive contributions. The Social Security Administration or relevant organizations will provide a method or tool for calculating the amount of retroactive contributions to help individuals accurately calculate the amount of retroactive contributions due.

Third, prepare relevant supporting materials

Before going through the process of making the retroactive contributions, individuals need to prepare relevant supporting materials. These materials may include ID cards, social security cards, pay stubs, and application forms for retroactive contributions. Specific requirements may vary from region to region, and individuals need to consult the local social security bureau or related organizations for a list of specific materials required.

Fourth, the procedures for making retroactive contributions

After preparing the relevant documents, individuals need to go to the local social security bureau or relevant organizations to make retroactive contributions. This may include steps such as filling out a supplementary contribution application form, submitting supporting documents, and paying the supplementary contribution amount. Individuals need to complete the relevant procedures as required and ensure that the information provided is accurate.

V. Waiting for review and confirmation

After submitting an application for retroactive contributions, an individual needs to wait for review and confirmation from the social security bureau or relevant organization. Once the audit is passed, the individual will receive notification of the success of the retroactive contribution and can receive the basic pension in accordance with the regulations. If the audit fails, the individual will need to make appropriate adjustments or supplementary documents based on the feedback from the social security bureau or relevant organization.

In summary:

When an individual has less than 15 years of social security contributions but has reached the legal retirement age, he or she can choose to make up the social security contributions in order to fulfill the conditions for receiving the basic pension upon retirement. Specific operations include understanding the policy and requirements for making supplementary contributions, determining the amount of supplementary contributions, preparing relevant supporting documents, going through the procedures for making supplementary contributions, and waiting for review and confirmation. Individuals need to follow the requirements to complete the relevant procedures and ensure that the information provided is accurate.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 16 stipulates:

Individuals who have participated in the basic pension insurance and who have made contributions for a cumulative total of fifteen years by the time they have reached the legal retirement age shall receive a basic pension on a monthly basis. Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the full fifteen years, and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and enjoy the corresponding old-age insurance treatment in accordance with the provisions of the State Council.