Shanghai Provident Fund Loan Calculator 2021 Shanghai Provident Fund Loan Repayment Calculator

Shanghai provident fund loan 900,000 five-year repayment money need to pay back how much

Shanghai provident fund loan 900,000 five-year repayment money need to pay back about 100,000 yuan.

900,000 yuan divided into five years, if calculated in accordance with the loan interest rate LPR 4.6% per annum, the total interest **** 109,180.34 yuan, the total repayment of 1,009,180.34 yuan, monthly payments of 16,819.67 yuan per month.

What is the Shanghai Provident Fund loan amount? What is the formula?

What is the Shanghai Provident Fund loan amount? What is the formula? Below with me to see.

How much pressure is there to buy a house in Shanghai now? Most home buyers in Shanghai to buy a home will have to use the CPF loan, that Shanghai CPF loan formula is what?

1, in accordance with the ability to repay the loan amount calculated as follows:

[(borrower's total monthly salary borrower's unit housing provident fund monthly contributions) × ability to repay the coefficient - the borrower's existing loans should be repaid in total per month] × loan period (months).

2, according to the use of spousal amount:

[(husband and wife's total monthly salary husband and wife's unit of housing provident fund monthly contributions) × repayment capacity coefficient - husband and wife's existing loans should be repaid the total amount of the month] × loan period (months). In which the ability to repay the coefficient of 40% of the total monthly salary = monthly contribution to the provident fund ÷ (unit contribution ratio individual contribution ratio).

3, the loan amount calculated according to the price of the house:

Calculated by the formula: loan amount = house price × loan percentage.

4, according to the loan amount calculated by the loan maximum limit:

The use of their own housing fund to apply for housing fund loans, the loan maximum limit of 400,000 yuan; at the same time the use of the spouse's housing fund to apply for housing fund loans, the loan maximum limit of 600,000 yuan. Using their own housing fund to apply for housing fund loans, and apply for loans when I normally contribute to the supplementary housing fund, the maximum loan limit of 500,000 yuan; while using the spouse's housing fund to apply for housing fund loans, and apply for loans when I or his or her spouse normally contribute to the supplementary housing fund, the maximum loan limit of 700,000 yuan.

Shanghai provident fund loan 1.2 million monthly repayment

5222.48 yuan. Based on the Shanghai Provident Fund loan interest rate of 3.25 percent for loans of more than five years, a loan of 1.2 million, if paid off in 30 years, works out to a monthly repayment of 5,222.48 yuan. Shanghai provident fund loan ceiling is up to 800,000 yuan. Shanghai housing provident fund single loan amount can reach a maximum of 800,000 yuan, the maximum loan period does not exceed 15 years, and the sum of the age of the house and the number of years of the loan does not exceed 30 years, and the sum of the age of the borrower and the number of years of the loan does not exceed 60.

About the Shanghai provident fund loan repayment calculations and the Shanghai Provident Fund Loan Calculator 2021 of the introduction of the end here, do not know that you from this to find your need of information from it?