Can employees pay social security by themselves? How come?

Employees' social security can be paid by themselves in the following ways:

1. Unemployed or flexible employees can directly pay the basic medical insurance premium and basic old-age insurance premium to the social insurance premium collection agency;

2. The social insurance premium of the employed personnel shall be paid by both the employer and the employed personnel;

3, workers do not pay maternity insurance, the cost paid by the employer;

4. When the flexible employees are insured, they usually only need to pay the basic old-age insurance and basic medical insurance, and do not need to pay the expenses of maternity insurance, industrial injury insurance and unemployment insurance;

5. Urban workers pay social security by themselves, and can pay pension, maternity and medical insurance.

Employee social security contribution ratio:

1, unit contribution ratio: under normal circumstances, the unit needs to pay a certain proportion of social insurance premiums for employees, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance;

2. Proportion of individual contributions: employees also need to pay social insurance premiums in accordance with the prescribed proportion, usually including endowment insurance and medical insurance;

3. payment base: the social security payment base is usually based on the average monthly salary of employees, and there will be minimum and maximum payment bases in different regions;

4. Regional differences: the proportion and base of social security contributions in different regions may be different, which needs to be implemented in accordance with the regulations of the local social security bureau;

5. Policy adjustment: The proportion and base of social security contributions may change with the adjustment of national policies, and employees should pay attention to the latest social security policies.

To sum up, employees' social security can be paid in different ways, including direct payment to social insurance fee collection agencies, joint payment by employers and workers, and payment by employers. Under different circumstances, employees need to pay different insurance fees. For example, flexible employees usually only need to pay basic old-age insurance and basic medical insurance, while urban workers need to pay old-age insurance, maternity insurance and medical insurance when they pay social security themselves.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.