How much is the social security hospitalization free?

Hello, this is the reimbursement ratio of hospitalization and accidental medical treatment. If there is medical insurance, the hospitalization expenses will be reimbursed by medical insurance first, and the rest will be reimbursed 80% after deducting the deductible 100 yuan. For example, the hospitalization expenses are 6,000 yuan and the medical insurance expenses are 4,200 yuan, so this insurance can be reimbursed (6000-4200-100) * 0.8 =1360 yuan. The same is true for accident medical insurance. The expense amount minus the deductible multiplied by the reimbursement ratio!

However, it should be noted that the general medical insurance stipulates whether the reimbursable expenses include drugs outside the social security catalogue (that is, the self-funded part), and also pays attention to the scope of rational drug use, so the tests and drugs unrelated to the disease at that time could not be reported.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.