Percentage of social security contributions in Shanghai

According to the different types of insurance and payment base, it includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The payment ratio of various types of insurance shall be stipulated by the Shanghai Municipal Government and adjusted according to the actual situation.

I. Endowment insurance

Endowment insurance is the most important item in the social security system, aiming at ensuring the basic life of employees after retirement. In Shanghai, the proportion of pension insurance contributions is shared by units and individuals. The specific contribution ratio depends on the employee's salary base. Under normal circumstances, the unit pays a high proportion, and the individual pays a relatively low proportion.

Second, medical insurance.

Medical insurance is to ensure that employees can get timely medical treatment when they are sick or injured. In Shanghai, the proportion of medical insurance payment is also shared by units and individuals. Unit contribution is usually high, and individual contribution is relatively low. In addition, Shanghai also has supplementary medical insurance, and employees can choose to participate voluntarily to improve the level of medical security.

Third, unemployment insurance.

Unemployment insurance is to ensure that employees can maintain their basic livelihood when they are unemployed. In Shanghai, the proportion of unemployment insurance contributions is shared by units and individuals. The specific payment ratio depends on the policies and regulations of the Shanghai municipal government, and the individual payment ratio is usually low.

Four. employment injury insurance

Industrial injury insurance is to protect the rights and interests of employees when they suffer accidental injuries at work. In Shanghai, the proportion of industrial injury insurance is mainly borne by the unit, and individuals usually do not have to pay. The payment ratio of industrial injury insurance is adjusted according to the risk degree of industry and type of work to ensure the safety and health of employees at work.

Verb (abbreviation of verb) maternity insurance

Maternity insurance is to protect the rights and interests of female employees during childbirth. In Shanghai, maternity insurance is borne by the unit, and individuals do not have to pay it. Maternity insurance is paid in a fixed amount, aiming at providing medical expenses and maternity allowance for female employees during childbirth.

To sum up:

The proportion of social security contributions in Shanghai is determined according to different types of insurance and payment base, and all units and individuals bear the responsibility for payment. The payment proportion of various insurances is determined according to the policies and regulations of the Shanghai Municipal Government, aiming at protecting the basic rights and interests of employees and their living standards. When employees pay social security, they should understand the payment ratio and regulations of various insurances to ensure that their rights and interests are protected.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10 stipulates:

Employees should participate in basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. Employers and employees shall pay basic old-age insurance, basic medical insurance and unemployment insurance in accordance with state regulations, and individuals shall not pay work-related injury insurance and maternity insurance.