I have housing accumulation fund in Wenzhou. Can I borrow money to buy a house in Chengdu?

At present, Chengdu has fully implemented the loan policy of provident fund in different places, but it is stipulated that Chengdu employees working in other places can enjoy the loan policy when they return to Chengdu to buy a house. This means that foreigners can't use off-site provident fund loans when buying a house in Chengdu. But you can still buy a house with a provident fund loan.

1, the household registration is in Chengdu, and the provident fund is in other places.

In this case, you can apply for an off-site provident fund loan. You only need to apply for a loan from the deposit provident fund center. Please consult the deposit provident fund center for specific procedures.

2. The household registration is in the field and the provident fund is in Chengdu.

In this case, you can apply for provident fund loans. Before applying, it is necessary to ensure that the provident fund has been paid continuously for half a year and the amount of the provident fund is up to standard. For details, please consult Chengdu Provident Fund Center.

3. The hukou is in the field, and the social security of the provident fund is in the field.

In this case, according to the current provident fund loan policy in Chengdu, you can't apply for provident fund loans, but you can only apply for commercial loans.

You can see whether you can buy a house in Chengdu with a provident fund loan according to the situation.