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How to pay large medical insurance?
1. individual payment: individuals can choose to voluntarily participate in large medical insurance and pay the corresponding insurance premium. Payment methods include online payment and offline payment. Online payment can be made through electronic payment channels such as mobile banking, Alipay and WeChat payment. Offline payment can be handled at the designated insurance institution or social security department.
2. Unit payment: Some employers will buy large medical insurance for their employees, so unit payment is also a common payment method. In this case, the employee's insurance premium will be deducted from his salary.
Precautions:
1. Before paying, be sure to know the insurance clauses, insurance amount and reimbursement scope of large medical insurance. You can consult the staff of insurance companies or related institutions in order to make a wise choice.
Please pay the insurance premium on time to avoid late payment or default, so as not to affect your insurance rights and interests.
3. The above contents are for reference only. The specific payment method is subject to local insurance regulations and actual operation. If you have more questions or need detailed information about large medical insurance, please consult your local insurance agency or social security department.
To sum up, in daily life, medical insurance has become an indispensable part of people's lives. With the rising medical expenses, the demand for large medical insurance is getting higher and higher.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 23
Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
Article 24
The state establishes and improves the new rural cooperative medical system.
Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.
Article 25
The state establishes and improves the basic medical insurance system for urban residents.
The basic medical insurance for urban residents combines individual contributions with government subsidies.
People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.
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