Resident pension insurance co-organizer training

The coverage of the newly unified basic old-age insurance for urban and rural residents: at least 16 years old (excluding students at school), staff of non-state organs and institutions, and urban and rural residents who are not included in the basic old-age insurance system for employees.

Insurance procedures

Urban and rural residents who meet the conditions of insurance can bring the required materials to the village (neighborhood) Committee where the household registration is located to apply for insurance, choose the payment grade, and fill out the "Insurance Form". If I can't fill it out, my relatives or co-organizers can fill it out on my behalf, but I have to sign, sign or leave my fingerprint for confirmation.

Among them, the registration of special groups should provide corresponding materials, such as five guarantees provided by rural five-guarantee households, certificates of one-child and double-female ligation households provided by rural family planning families, and certificates of minimum living guarantee provided by minimum living guarantee objects. Pay before 65438+February 65438+May every year.

Endowment insurance premiums for urban and rural residents are paid annually (natural year), and the annual individual contributions are divided into 100 yuan to 2,000 yuan and 12 files. The insured can choose the payment grade independently, and deposit the full endowment insurance premium in the social security card bank account or bank card before the annual payment deadline of 65438+February 65+05.

If the insured person needs to adjust the payment amount, he can go through the registration formalities for the change of payment grade before the payment in that year. For the insured who have reached the age of receiving treatment, they can pay the endowment insurance premium of this year when they reach the age.

Each insured person will establish a personal account to record individual contributions, subsidies, subsidies, local government subsidies, other subsidies and interest.

Procedures for receiving treatment

The insured person shall enjoy the old-age insurance benefits for urban and rural residents from the next month that meets the conditions for receiving benefits. In order to prevent the pension from being impersonated, the insured who has reached the age of receiving benefits should go through the formalities of receiving benefits at the village (neighborhood) Committee where the account is located in advance, and sign, seal or leave fingerprints for confirmation.

The pension insurance benefits for urban and rural residents will be socialized, and the financial institutions will transfer the payment amount to the recipient's bank account.

There are some special circumstances that need to be explained. For example, if the recipient serves his sentence during the pension period, the village (neighborhood) co-organizer and the township (street) office will promptly ask the county-level social security agency to stop issuing pension insurance benefits for him. After the expiration of the sentence, I apply for treatment, and the social security agency will continue to issue pension insurance benefits for me the next month after the expiration of the sentence, and the benefits during the suspension period will not be reissued. For another example, pensioners have stopped paying pension insurance since the month of death.

In addition, if the insured person is transferred across provinces, cities and counties during the payment period, the social security institution of the transferring county shall transfer the pension insurance relationship between urban and rural residents and the amount of personal accounts to the new insured place at one time, and the new insured place shall handle the insurance payment procedures for him.

However, if the insured person has received the treatment according to the regulations, regardless of whether the household registration is transferred or not, the pension insurance relationship will not be transferred and he will continue to receive the treatment at the original insured place.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.