Job Recruitment Website - Social security inquiry - What is the telephone number of Haidian District Medical Insurance Bureau?
What is the telephone number of Haidian District Medical Insurance Bureau?
Address: Zhongguancun Talent Development Center, No.73 North West Fourth Ring Road, Haidian District, Beijing (northwest corner of Sijiqing Bridge in West Fourth Ring Road)
Office hours: 09: 00-12: 0013: 30-18: 00.
Definition of medical insurance:
Medical insurance refers to social medical insurance. It is a social insurance system that meets the basic medical needs of the state and society according to laws and regulations when workers are sick.
20 16 65438+ 10/2 the State Council issued "opinions on integrating the basic medical insurance system for urban and rural residents" to promote the integration of medical insurance for urban residents and the new rural cooperative medical system, and gradually establish a unified national medical insurance system for urban and rural residents.
Characteristics of medical insurance: 1, with the characteristics of "low level and wide coverage".
The payment is based on the low-level expenses that most units and individuals can afford, covering all units and employees in cities and towns, and employees in different units can enjoy the rights of basic medical insurance. The insured can enjoy it for life after completing the payment period. Secondly, the basic medical insurance has the characteristics of "the burden of both parties and the combination of unified accounts"; Based on the principle of "balance of payments".
2. Enjoy treatment according to uniform standards.
The same access conditions, the same fees, the same treatment, there is no difference between high and low. The employee's outpatient expenses can be deducted from his personal account and paid by the employee after deduction. The hospitalization expenses of employees shall be reimbursed in proportion: 1 1,000 yuan, and 86% of the expenses shall be reimbursed by tertiary hospitals; 65,438+0,000 to 20,000 yuan, and 88% of the expenses are reimbursed by tertiary hospitals; 20,000 to 40,000 yuan, and 92% of the expenses are reimbursed by tertiary hospitals. If employees have not been sick for several years in a row, personal account funds can be accumulated.
How to participate in employee medical insurance: 1. We can set up an account for employee medical insurance:
There are usually two situations to establish employee medical insurance. 1 can be established through your own work unit. If you have a work unit, the obtained work unit should establish corresponding social security benefits for you according to the relevant provisions of the Labor Contract Law and the time of signing the labor contract, including the medical insurance benefits for employees.
2. Even if we don't have a work unit, we can still pay employees' medical insurance:
In this case, we can participate in and pay our own employee medical insurance according to individual flexible employment. Some areas are not allowed to participate in employee medical insurance in a single way, and must pay with the insured according to their own endowment insurance. Of course, some regions are allowed to participate in our own employee medical insurance in a single way, so this should be decided according to the policies of your region.
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