Job Recruitment Website - Social security inquiry - Does industrial injury insurance belong to medical insurance or social security?
Does industrial injury insurance belong to medical insurance or social security?
Work-related injury insurance is an important part of social insurance, including material assistance provided when employees suffer accidental injuries or occupational diseases due to work. The insurance is paid by the employer to ensure that employees can get the support of the state and society according to law in case of work-related injuries. Social insurance also includes basic old-age insurance, basic medical insurance, unemployment insurance and maternity insurance. The scope of industrial injury insurance includes accidental injuries and occupational diseases at work. Workers who suffer work-related injuries should be recognized as work-related injuries, and medical expenses should be paid by work-related injury insurance, not medical insurance. If there is no work-related injury identification or the result has nothing to do with work, employees can only use medical insurance for reimbursement.
Benefits of industrial injury insurance:
1, providing medical insurance for employees with work-related injuries; 2. Guarantee the basic life of employees during their injuries; 3. Reduce the economic burden caused by employees' industrial accidents; 4. Promote the safety and health management in the workplace and improve the safety of the working environment; 5. Safeguard the legitimate rights and interests of employees and enhance their sense of security and belonging.
To sum up, work-related injury insurance is an important part of social security, which provides medical insurance for workers suffering from work-related injuries, guarantees their basic livelihood, reduces the burden on enterprises, promotes workplace safety and safeguards the rights and interests of workers.
Legal basis:
People's Republic of China (PRC) social insurance law
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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
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