What if there is no file at retirement age?

If there is no file at retirement age, you can follow the following steps:

1. Preparation materials: ID card, household registration book, confirmation letter from work unit and other related materials need to be prepared.

2. Looking for a company: Contact the company where you used to work and ask if you have your own file. If yes, you can ask the company to provide relevant certification materials.

3. Looking for personnel: If the found unit no longer exists or does not have its own file, you can contact the local personnel department and ask if you have your own file. If yes, you can ask the personnel department to provide relevant certification materials.

4. Consider other supporting materials: If you can't find your own file by the above methods, you can consider providing other supporting materials.

5. Declare to the social security department: After preparing relevant supporting materials, you can declare to the local social security department and apply for pension insurance benefits.

Information required for retirement includes:

1. application form: the applicant needs to fill in personal basic information, retirement time, retirement method, etc.

2. Identity cards, household registration books and other identity documents.

3, personal labor contract, employment contract and other labor relations documents.

4. Retirement certificate: including the retirement certificate issued by the original unit and the personal account information of endowment insurance issued by the Social Security Bureau.

5. Health certificate: Generally, a health certificate needs to be issued after a physical examination by a hospital or family doctor.

6. Financial account information such as bank cards: generally, it is necessary to provide financial account information such as bank cards held by individuals for the payment of pensions.

To sum up, if there is no file, it may affect the time and amount of applying for pension insurance benefits. It is recommended to deal with it as soon as possible. At the same time, the specific handling methods may vary from region to region, and it is best to consult the local social security department for related matters.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.