The difference between Shanghai urban insurance and social security

Legal analysis: The difference between urban insurance and social security is that social security includes urban insurance, with different types of security and different objects.

The main difference is 1. Medical insurance for urban residents is a kind of social security, and urban insurance belongs to social security. Social security includes: urban insurance, urban insurance, rural insurance (being phased out) and comprehensive insurance for foreigners. These four types of insurance refer to urban insurance for urban workers with work units, so this statement is relative to rural insurance.

2. It is different from the public. Social security is mainly aimed at employees and retirees who have work units or are engaged in individual economy. Medical insurance for urban residents is mainly for unemployed elderly residents, low-income households, severely disabled people, students and children with urban household registration.

3. Different payment requirements. If the minimum payment period is set for social security and reaches the payment period (25 years for men and 20 years for women), you can enjoy basic medical insurance benefits without paying after retirement; There is no minimum payment period for urban residents' medical insurance, which must be paid every year. If you don't pay, you won't enjoy the treatment.

Legal basis: Shanghai urban insurance.

With the consent of the Shanghai Municipal Government, several issues concerning the participation of foreign workers in the basic old-age insurance for urban workers in Shanghai are hereby notified as follows:

1. Employees who have established labor relations with employers that belong to the scope of urban basic old-age insurance in this Municipality, have household registration in other provinces and cities, and are under the age of 45 shall participate in the basic old-age insurance for urban employees in this Municipality.

2. Establish labor relations with employers within the scope of urban basic old-age insurance in this city, who are not registered in cities and towns, are under 45 years old and meet one of the following conditions. After consultation with employers, they can participate in the basic old-age insurance for urban workers in this city: 1, with professional titles. 2, with technicians, senior technicians national vocational qualification certificate. 3. Other professional and technical personnel required by the unit.

Three, in accordance with the provisions of Article 1 and Article 2 of this notice to participate in the basic old-age insurance for urban workers in this Municipality, it shall also participate in the basic medical insurance, work injury insurance, maternity insurance and unemployment insurance for urban workers in this Municipality.

Four, to participate in the basic old-age insurance, medical insurance, work injury insurance, maternity insurance and unemployment insurance for urban workers in this Municipality, the payment base and proportion, as well as the benefits enjoyed, shall be implemented in accordance with the existing provisions of this Municipality.

Five, this notice from July 2009 1 day.