Shandong rural social security funeral expenses

Shandong province rural social old-age insurance trial methods

Chapter I General Provisions

Article 1 according to the provincial government "on accelerating the establishment of the province's social security system of views (for trial implementation)", hereby formulate the measures.

The second rural social old-age insurance is a national social security system to protect the basic life of all farmers in old age, is an important social policy and administrative functions of the government.

The third rural social old-age insurance work should be from a practical point of view, in order to protect the basic life of the elderly for the purpose of individual contributions to the insurance premiums, supplemented by collective subsidies, the State to be supported by the policy; adhere to the combination of self-protection and state and social support; adhere to the integration of social insurance for farmers, workers and businessmen.

Chapter 2, the object of insurance and the age of payment of insurance contributions and receive pensions

Article 4 of the rural social pension insurance is the object of non-urban households, not the state supply of commercial grain of the rural population. Among them, employees of village-run enterprises, private enterprises, individual households, and migrant workers and merchants are generally confirmed by the village and organized to be insured. Employees of township enterprises are generally confirmed by the township or the enterprise in which they work and are organized to take out insurance.

Article 5 of the age of payment of insurance premiums, regardless of gender and occupation for the age of 20 to 60 years.

Article 6 of the pension age is generally from the age of 60 years old.

Chapter 3: Contributions

Article 7: Rural social old-age pensions adopt the "savings and accumulation" method, with monthly contributions by individuals and appropriate collective subsidies. Individual contributions and collective subsidies are credited to the individual, and the government is responsible for preserving and increasing the value of the contributions and paying them out as scheduled.

Article 8 according to their own financial situation, voluntarily choose a monthly 2-20 yuan of different insurance level. The insurance premium can be paid in one lump sum or in single installments.

Article IX of the collective subsidies for the employees of township enterprises, according to a certain percentage of the total wages (up to a maximum of 20%) in the cost.

Article 10 of the insured object to move to a different place, may be its insurance relations (including funds) to move into the rural social pension insurance management organization; if the place of relocation has not yet established the insurance system, the original location of the social pension insurance management organization shall return all the principal and interest on the insurance premiums paid by the individual. After the insured person has been recruited, promoted, or enrolled in a school, he or she may transfer his or her insurance relationship (including funds) to his or her social pension insurance management organization, or may have the principal and interest of the premiums paid by him or her refunded in accordance with the relevant provisions.

Chapter IV: Pension Payments

Article 11: Pension payments shall be made from the age of 60 until death. The amount of pension is determined according to the standard of contribution and the number of years.

Article 12: If the insured dies during the contribution period, all the principal and interest paid by the individual will be refunded to his/her legal heirs or designated beneficiaries.

Article 13 of the policyholder to receive the pension, the guaranteed period of ten years. If the insured person dies within ten years, the pension during the guarantee period can be inherited. If there is no heir or designated beneficiary, the rural social pension insurance management organization shall pay the funeral expenses in accordance with the regulations.

Article 14 of the rights and interests of the benefits may not be transferred, mortgaged or repaid in arrears.

Chapter V Insurance Fund Management

Article 15 of the rural social old-age pension insurance fund to the county (city, district) as a unit of unified fund-raising, accounting and payment. Provinces, cities (districts) and counties to store, bear the risk, to ensure that the value of value-added, the storage ratio is temporarily set at 85% of counties (cities, districts), cities (districts) 10%, 5% of the province. Management fees collected by the year the total amount of insurance premiums 3% by the county (city, district) civil affairs departments, the implementation of graded use, level by level, county (city, district), city (prefecture), province, the Ministry of the four levels of retention ratio of 85%, 7%, 6%, 2% respectively.

Article 16 of the civil affairs departments of the old-age insurance funds raised and extracted management fees, have the right to manage, the right to dispose of. Civil affairs departments of the year the insurance premiums collected in the extraction of management fees and a certain percentage of the reserve, and the financial sector to sign a contract for the use of the financial extrabudgetary account into storage. The financial sector in accordance with the interest rate set by the Ministry of Civil Affairs interest rate, to realize the value of the preservation and appreciation.

Article 17 of the rural social old-age insurance premiums and management fees extracted in accordance with the provisions of the pension and the individual farmers to receive the pension, are not taxed, fees.

Article 18 The use of rural social old-age insurance premiums and management service fees shall be subject to supervision by the financial department and audit by the audit department.

Chapter VI Management Organization

Article 19 of the civil affairs departments at all levels for the rural social pension insurance work of the competent authorities, responsible for administrative management, coordination of relations, and the formulation of development planning.

Article 20 of the provincial, municipal (prefecture), county (city, district), townships of rural social pension insurance management organization, responsible for the insurance premiums and management fees collected and paid, management, filing and other operations, the funds to implement self-supporting. In order to strengthen the leadership of the rural social insurance work and to maintain the relative stability of the leadership cadre, the adjustment of the leadership team of the rural social pension insurance management organization at the next level shall be made by consulting the business administration department of the previous level.

Chapter VII Supplementary Provisions

Article 21 of the specific implementation of these measures, by the cities (prefecture), counties (cities, districts) to formulate specific supplementary provisions, and reported to the Provincial Department of Civil Affairs for the record.

Article 22 of these measures shall be implemented from the date of publication. Where there is a conflict with the current provisions of these measures, these measures shall prevail.

Article 23 of these measures shall be interpreted by the provincial Civil Affairs Bureau.

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