Can I buy work-related injury insurance without social security?

Legal analysis: Employers should pay social insurance for employees in full, not just work-related injury and medical insurance. If the employer's behavior is illegal, the employee may apply for labor arbitration.

Legal basis: People's Republic of China (PRC) Labor Law.

Article 72 The sources of social insurance funds shall be determined according to the types of insurance, and social pooling shall be gradually implemented. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Article 73 The social insurance benefits enjoyed by laborers must be paid in full and on time.

Article 100 If an employer fails to pay social insurance premiums without reason, the labor administrative department shall order it to pay within a time limit. If it fails to pay within the time limit, it may impose a late fee.

Article 64 of the Social Insurance Law of People's Republic of China (PRC) includes basic old-age insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. All social insurance funds shall be accounted for according to the types of social insurance, and a unified national accounting system shall be implemented. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.