How to calculate the social security before and after the establishment of accounts

How social security is calculated before and after the establishment of accounts is based on different points in time and contributions. Before the account is built, the calculation is generally based on the individual's actual contribution record and regulations; while after the account is built, the calculation is based on the information of the established social security account and relevant policies.

I. Calculations before the establishment of social security accounts

Before the establishment of social security accounts, an individual's social security benefits are usually determined based on his or her actual contribution records and local social security policies. Specifically, individuals need to make contributions according to the prescribed contribution base and ratio, and these contribution records will be recorded in the social security system. When it is necessary to calculate social security benefits, calculations will be made based on these contribution records and relevant policies to arrive at the amount of benefits an individual is entitled to.

Two: Calculation of social security after the establishment of accounts

Once a social security account has been established, the calculation of an individual's social security benefits will be different. After the account is established, the social security organization will make calculations based on the information of the established account and the individual's contributions, combined with relevant policies. The calculation after the account is established is usually more systematic and standardized, and can more accurately reflect an individual's social security benefits.

After the account is built, information such as an individual's contribution record, contribution base and contribution ratio will be recorded in detail in the social security account. This information will serve as an important basis for calculating social security benefits. At the same time, the social security organization will also make timely adjustments to an individual's social security benefits in accordance with national and local policies and regulations.

Third, before and after the construction of the accounts of the calculation of the differences and convergence

Social security before the construction of the accounts and after the construction of the accounts of the calculation of the difference, but there is also a certain connection and link between the two. The contribution records and related information before the construction of accounts are the basis for the establishment of social security accounts, while the calculation method after the construction of accounts is based on this information for more accurate and systematic calculations.

In practice, in order to ensure the accuracy and fairness of the calculation of social security benefits, social security organizations usually verify and update an individual's social security account on a regular basis. If any errors or omissions are found, adjustments and corrections will be made promptly.

In summary:

The calculation of social security before and after the construction of accounts is based on an individual's contribution record, social security account information and relevant policies. The calculation method before the establishment of accounts is mainly based on actual contributions, while after the establishment of accounts is more systematic and standardized. To ensure the accuracy and fairness of the calculations, social security agencies regularly verify and update social security accounts.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 10 stipulates:

"Employees shall take part in basic old-age insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, and shall be required to pay basic old-age insurance premiums, basic medical insurance premiums, and unemployment insurance premiums by the employing organization and the employees in accordance with state regulations***. , basic medical insurance premiums and unemployment insurance premiums."