Shenzhen social security card can buy drugs

Shenzhen's social security card can be used to buy drugs at pharmacies, but certain conditions must be met before drugs can be purchased at pharmacies.

Basic medical insurance first-class participants can use their Shenzhen social security card to buy medicines in the medical insurance catalog at any medical insurance designated pharmacy in Shenzhen, and the cost of purchasing the medicines will be deducted directly from the participant's personal account.

But there are certain conditions for purchasing prescription drugs and over-the-counter drugs:

1. Purchase of prescription drugs: If you have a doctor's prescription and go to a designated retail pharmacy to purchase prescription drugs within the medical insurance catalog, you can do so as long as the balance of your personal account is sufficient to pay for the current medication, and there is no requirement for a minimum accumulation of money in your personal account.　

2. Purchase of over-the-counter medicines: With the Shenzhen Social Security Card, if the accumulation in the individual account of a participant in the first tier of the basic medical insurance exceeds 5% of the average salary of the on-the-job workers in the previous year in the city, the exceeding portion of the account can be used for purchasing non-prescription medicines within the scope of the drug list of the basic medical insurance and the drug list of the local supplemental medical insurance in the designated retail drugstores of the medical insurance.

Expanded information:

The significance of the threshold set for purchasing medicines on one's own:

China's One of the forms of the basic medical insurance system is the "unification of accounts", i.e. the establishment of a general fund for major illnesses and an individual account fund to provide basic medical protection for the insured. Individual accounts are mainly used to pay for small medical expenses (outpatient general medical expenses), while the general fund for major illnesses is mainly used to pay for large medical expenses (hospitalization medical expenses).

The individual account, though nominally belonging to the "individual", is not a savings account at the disposal of the individual, but a form of medical insurance fund, and therefore should be used in accordance with the provisions of the medical insurance system, so that the individual account is gradually accumulated when not ill, and the individual account has money to pay for medical expenses when ill. The medical expenses will be paid for.

SHENZHEN GOVERNMENT ONLINE - Can medical insurance participants in the medical insurance designated pharmacy card to buy drugs? You can buy