Do doctors have five insurances and one gold?

Nowadays, when looking for a job, many people always pay more attention to the welfare system, such as whether to pay five insurances and one gold, how to stipulate working hours, whether to pay overtime, and so on. In fact, for five insurances and one gold, most enterprises will pay according to the regulations. Today I want to share with you a topic about whether doctors have five insurances and one gold.

Nowadays, when looking for a job, many people always pay more attention to the welfare system, such as whether to pay five insurances and one gold, how to stipulate working hours, whether to pay overtime, and so on. In fact, for five insurances and one gold, most enterprises will pay according to the regulations. Today I want to share with you a topic about whether doctors have five insurances and one gold.

1. Does the doctor have five insurances and one gold?

Regular hospitals will pay five insurances and one gold to medical staff.

2. What do you mean by five insurances and one gold?

Among the "five insurances and one gold", the "five insurances" include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, also known as "social security", and one gold in the "five insurances and one gold" refers to the housing accumulation fund. It should be noted that "five risks" and "one gold" are mandatory, but "one gold" is not. Old-age insurance, medical insurance and unemployment insurance are jointly paid by enterprises and individuals, and the expenses of work-related injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not have to pay a penny.

Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Third, the role of paying five insurances and one gold.

(A) the role of old-age insurance

The purpose of endowment insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of life. Therefore, the advantage of paying endowment insurance is that it can reach the minimum age, and after reaching the statutory retirement age, you can apply for retirement and receive a monthly pension. Pension can be received until death. With the improvement of social living standards, it will only increase rather than decrease, and the amount of capital increase will be adjusted every year, which can ensure the stability and reliability of old age life.

(B) the role of participating in medical insurance

The advantage of basic medical insurance is that the insured can choose designated medical institutions and retail pharmacies independently and set up personal medical accounts owned by individuals. Personal account funds can be freely controlled within the prescribed scope, which can save certain funds for the insured and can be inherited according to law when medical expenses do not occur. In addition, if the on-the-job payment reaches the minimum age, you can enjoy higher medical insurance benefits than on-the-job reimbursement without continuing to pay basic medical expenses after retirement. Medical expenses incurred during medical treatment shall be paid by individuals at their own expense, and the rest shall be handled by medical insurance.

(C) the role of unemployment insurance

Paying unemployment insurance can get unemployment insurance and other subsidies when you are unemployed. Unemployment insurance is a kind of policy insurance, which is usually not available in commercial insurance companies.

The role of maternity insurance

The function of establishing maternity insurance system is to ensure that female workers enjoy protection during childbirth and lactation, so as not to stop working and fall into life difficulties because of childbirth. Carrying out maternity insurance can fundamentally solve women's medical expenses and living allowances during maternity leave and safeguard women's legitimate rights and interests from the system. This is a powerful measure to protect women's labor rights and interests under the conditions of socialist market economy. This is the embodiment of social progress and development. The practice of maternity insurance system reform shows that the implementation of social pooling of maternity insurance under the new historical conditions has played a positive role in protecting women's legitimate rights and interests, improving women's employment environment and balancing the burden on enterprises.

(E) the role of industrial injury insurance

After participating in work-related injury insurance, enterprises can effectively resist risks, and workers with work-related injuries can get medical treatment, work-related injury rehabilitation treatment and economic compensation. The employer shall participate in work-related injury insurance. When an employee suffers from work-related injury, the unit shall bear all the compensation expenses according to law. The compensation standard is the same as that of the insured employee, except that the work-related injury compensation is paid by the unit, not by the work-related injury insurance fund.

(6) the role of the provident fund.

The provident fund is jointly paid by individuals in the unit and owned by employees. After paying the provident fund, you can use the provident fund to buy a house, build a house, renovate, overhaul or rent a house. You can also withdraw the provident fund in case of serious illness, and the depositor of the provident fund can also apply for a provident fund loan.

In our impression, doctors are a professional profession, so the welfare benefits should be very good. Many parents have the position of doctor for their children's ideal position, so if you want to engage in this industry, you can first look at the question of whether the doctors I sorted out above have five insurances and one gold.