Henan social security payment standard

The payment standards of social insurance in Henan Province are as follows:

1. Endowment insurance. The upper limit of payment base is 17895 yuan (300% of the average salary), and the lower limit of payment base is 3579 yuan (60% of the average salary); The payment ratio is usually 28% of the employee's salary base, of which the unit pays 20% and the individual pays 8%.

2. Medical insurance. The upper limit of payment base is 17895 yuan, and the lower limit of payment base is 3579 yuan; The payment ratio is usually 10% of the employee's salary base, of which the unit pays 8% and the individual pays 2%.

3. Unemployment insurance. The upper limit of payment base is 17895 yuan, and the lower limit of payment base is 3579 yuan; The contribution ratio is usually 3% of the employee's salary base, of which the unit pays 2% and the individual pays 1%.

4. Work injury insurance. The upper limit of payment base is 17895 yuan, and the lower limit of payment base is 3579 yuan; The proportion of payment is determined according to the risk degree of the unit, usually 0.2% to 1.9%, which is paid in full by the unit, but not by individual employees.

5. Maternity insurance. The upper limit of payment base is 17895 yuan, and the lower limit of payment base is 3579 yuan; The payment ratio is usually 1% of the sum of the payment bases of the employees of the unit, which is paid in full by the unit, but not by the employees.

In addition, the payment base of flexible employees can be selected between 60% and 300% of the average salary, and the payment ratio is usually 20% of the employee's salary base, including unit payment 16% and individual payment 4%.

Henan social security base is as follows:

The social security payment base is generally determined by the employee's salary income in the previous year.

1, when the wage income of employees is higher than 300% of the local average monthly wage of employees in the previous year, social security shall be paid according to 300% of the local average monthly wage of employees in the previous year as the payment base;

2. If the wage income of employees is lower than 60% of the local average monthly wage of employees in the previous year, social security shall be paid according to 60% of the local average monthly wage of employees in the previous year.

3. If the wage income of employees is between 60% and 300% of the average monthly wage of employees in the previous year, social security shall be paid according to the actual calculated value as the payment base.

To sum up, the higher the base for paying social security, the more premiums you need to pay, but at the same time, the more pensions you can receive after retirement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.