The difference between deep family retirement and non-deep family retirement

The differences between deep family retirement and non-deep family retirement are as follows:

On the basis of the same conditions, the pension of deep households is higher than that of non-deep households. Because deep households and non-deep households pay different proportions of old-age insurance, deep households pay 8%+ enterprises pay 14%, and non-deep households pay 8%+ enterprises pay 13%. The extra part will form a difference in treatment when retiring.

The proportion of social security payment units and individuals in deep households is as follows:

1, old-age insurance (basic pension+local supplementary pension):

Unit commitment 13+ 1%, individual commitment 8%;

2, comprehensive medical care (including local supplementary medical care+reproductive medical care):

The unit bears 7% and the individual bears 2%;

3. Unemployment insurance:

Unit 2%, individual1%;

4. Work injury insurance:

The benchmark rates are 0.5%, 1% and 1.5% (borne by the company), and the company pays according to the actual floating standard of 1-3;

5. Housing accumulation fund:

The payment base is between 1320-22975, and the minimum proportion is 10% (5% for units and 5% for individuals).

The difference between deep family pension and non-deep family pension;

First, the time difference of paying social security.

Deep-seated groups: those who have not paid for 15 years can pay in one lump sum as long as they retire.

For non-registered groups: before retirement, if you still need social security without paying for ten years, you will naturally not be able to enjoy Shenzhen's high pension when you return to your original household registration.

Two: the proportion of payment

Under the same conditions, the proportion of pension contributions for deep households is 8% for individuals, 8% for enterprises 14% for non-deep households and 0/4% for enterprises/kloc-0. The extra 1% is a local subsidy pension, accounting for 10% to 15% of the total pension, so don't think that paying social security for non-deep households is no different from deep households.

Three: Will the retirement pension in Shenzhen be higher than that in small counties?

Of course. After all, the average wage level in Shenzhen is several levels higher than that in my hometown.

legal ground

"Regulations on Social Endowment Insurance in Shenzhen Special Economic Zone" Article 25 Retirees who have obtained household registration in this city before reaching the statutory retirement age and have the payment period of local supplementary endowment insurance shall enjoy local subsidies.

Local subsidy = payment period of local supplementary old-age insurance ×× average payment index of the insured's basic old-age insurance × 18.5+20 (yuan).