Should I pay social security during my resignation and unemployment?

After employees resign and lose their jobs, they can pay social insurance premiums directly to social insurance premium collection agencies as flexible employees, but they can only pay basic medical insurance premiums and basic old-age insurance premiums; If a worker goes to a new employer for employment, the original employer can handle the social insurance transfer formalities for him according to law, and the new employer can continue to pay social insurance premiums for the worker.

1. What is the impact of breaking off social security during unemployment?

1, which affects the enjoyment of benefits: after unemployment causes social security to be cut off for a certain period of time, individuals can no longer reimburse related medical insurance expenses through the medical insurance pooling account; In addition, if an individual is pregnant, he can't use maternity insurance to obtain reimbursement of related expenses and payment of maternity allowance.

2. Impact on the payment period of social security: the severance of social security during unemployment will directly affect the continuous payment period of individual social security, and its continuous payment period will be recalculated after the payment is resumed; However, short-term break-off has little effect on the cumulative payment period.

Second, how to pay social security during unemployment?

1, flexible employment status: individuals can participate in employee social security through flexible employment status. Although there are only medical care and pension, there is little difference between the relevant treatment and employee social security.

2. Third-party payment: if an individual cannot pay social security directly, he can find a third-party social security payment institution to pay; Social security payment requires individuals to bear all the premiums, and also needs to pay a certain service fee to third-party institutions.

3. Social security for urban and rural residents: This kind of social security is different from employee social security, and its priority is lower than employee social security. When an individual no longer applies for employee social security, he will choose urban and rural social security to get treatment.

legal ground

Article 60 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall declare on its own and pay the social insurance premium in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.