How to pay social security for the disabled?

Social security for disabled employees on the job is paid by normal employees on the job. That is, the employer is responsible for handling insurance and employment procedures. The employment ratio of the disabled arranged by the employing unit shall not be less than 1.5% of the total number of employees in the unit.

Disabled people who do not have a work unit shall apply for personal insurance at the social security bureau where their household registration is located with their ID cards, household registration books and disabled cards. Disabled people have certain preferential policies, and the specific policies need to be consulted with the Social Security Bureau, because they are all local policies. Preferential policies vary from place to place.

Handling process of endowment insurance for the disabled:

1. Eligible citizens can apply for old-age insurance from the street disabled persons' Federation through the community with their household registration book, ID card and disability certificate, fill out the Application Form for Old-age Insurance for Urban and Rural Severe Disabled Persons, and submit it to the local disabled persons' Federation for review.

2. The Disabled Persons' Federation and the social security agency shall review the insured, calculate the total amount of funds needed to participate in the old-age insurance according to the categories and numbers of the insured and the handling of loan procedures, compile the roster of old-age insurance for severely disabled people in urban and rural areas, and submit the individual contributions, government subsidies and loan fees together with the application form of the insured to the social security agency. At the same time, arrange staff to assist severely disabled people to apply for old-age insurance.

3. After receiving the individual contributions, loan funds, "roster" and funding from the Disabled Persons' Federation, the social security agency will issue a "social insurance premium special bill" for each insured person and complete the insurance payment procedures within 5 working days.

4 severely disabled people in urban and rural areas must apply for insurance subsidies before 10 every year in order to enjoy the annual government subsidies.

Payment standard and subsidy standard of endowment insurance for the disabled:

Payment standard:

Male 1, 16-59 years old severely disabled, female 16-49 years old severely disabled, 40% of the average monthly salary of employees in non-private units in cities and towns in the province in the previous year as the payment base, and 20% of the payment ratio is paid year by year.

2. For severely disabled men aged 60 in urban and rural areas and severely disabled women aged 50 or above in urban and rural areas, 40% of the average monthly salary of employees in non-private units in cities and towns in the province in the previous year is the payment base, and the old-age insurance premium is paid in one lump sum according to the payment ratio of 20% 15.

Funding criteria:

After the severely disabled men 1, 16-59 years old and women 16-49 years old in urban and rural areas, 40% of the average monthly salary of employees in urban non-private units in the province is used as the payment base, and subsidies are made year by year according to the payment ratio of 1 2%.

2. After men reach the age of 60 and women reach the age of 50 and above pay the old-age insurance premium according to the regulations, the government takes 40% of the average monthly salary of employees in non-private units in cities and towns in the province in 20 13 as the payment base, and the payment ratio is 12%, and the old-age insurance premium is paid in one lump sum.

Legal basis:

Law of the People's Republic of China on the Protection of Disabled Persons

Article 46

The state guarantees the rights of disabled people to enjoy various social security.

The government and society take measures to improve the social security of the disabled and ensure and improve their lives.

Article 47

Disabled persons and their units shall participate in social insurance in accordance with relevant state regulations.

Urban and rural grassroots mass autonomous organizations and families of disabled persons where disabled persons are located shall encourage and help disabled persons to participate in social insurance. Disabled people with real difficulties in life shall be given social insurance subsidies in accordance with relevant state regulations.

Article 48

People's governments at all levels provide social assistance such as living, education and housing for disabled people who have real difficulties in life through various channels.