Can I get a refund if I don't want to pay social security contributions for one year?

You can surrender your insurance after paying social security for one year, but you must meet the following conditions:

1. If the insured reaches the statutory retirement age, but the accumulated social security payment period does not reach 15, he can apply for social security surrender, and generally only all the deposits in his personal account can be returned;

2. If the insured person dies for some reason, he can apply for social security surrender, and only the individual payment and interest can be refunded;

3. If the insured person lives abroad, he can also apply for social security surrender, and only refund personal contributions and interest;

4. If the insured dies after retirement and the personal account has a balance, the relatives of the insured may apply for a refund of the personal account balance.

The process of paying social insurance is as follows:

1. Go to the individual payment window of the social security agency to collect and fill in the Social Insurance Individual Payment Declaration Form and the Contract for Entrusting Banks to Collect Social Insurance Fees;

2, with the official seal of the bank "commissioned by the bank to collect social insurance contract";

3. With the required insurance information, social insurance individual payment declaration form and entrusted bank social insurance premium collection contract, go through the insurance formalities at the individual payment window of the social security agency in the area where the household registration is located;

4. If you need to apply for a labor security card, you must come in person to apply for it, and provide a copy of your ID card (the original inspection) and a digital photo receipt of the second-generation ID card network photo library approved by the municipal public security organ.

To sum up, it should be noted that the time and process of applying for a refund may vary from region to region. It is recommended that you consult the local social security department and submit the corresponding information in strict accordance with the requirements.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.