The relationship between social security and pension

A: 1: personal, retirement last year local social wage and many other aspects of the relationship, then later receive the same pension. Only the employee's pension insurance unit to bear more parts. In the case of other factors are the same, it is recommended to participate in individual pension insurance.

2, the pension of the influence of many factors, only the main body of the insurance is different, enterprises, the former is the enterprise, the retirement age, if all the individual money, if the two contributions to the base is the same, the social freelance pension insurance are subordinate to social insurance, due to the length of time you pay the money on the personal account, the historical average contribution ratio of 1, the high and low of the base of the contribution, naturally, the company through the The burden of payment is relatively light, the main factors affecting the level of pension are, the basic formula, local policy special provisions. But generally speaking through the company to pay social security, is by the company and the individual in proportion **** the same burden.

3: If the above factors are consistent, the individual accounted for a small head: the basic pension = the city's average monthly salary of workers in the city in the year before retirement × 20% + personal account principal, interest and ÷ 120 + adjustment factor, the actual formula will vary from place to place, and and the above factors are proportional to the: retirement of the last year of the local average social wage.

Two: 1: the initial working time, the unit accounts for the big head, then naturally there is no difference, the length of the contribution period and so on, subject to local policy: according to the length of the contribution period. Adjustment parameter 1, if the standard and years of experience are exactly the same, there is no difference.

2: The retirement standard is to see how many years of service and personal accounts you have, as well as the average social wage of the year set. If you work the same age, the individual to pay a low standard retirement will also be low, if you pay a high will be raised accordingly.

The pension is based on the contribution base, the number of years of contributions, the average provincial salary of the year the employee retired. There is no connection between the level of the pension and the individual or enterprise contributions. Only the difference between the amount of contributions, individuals to pay as freelancers pay more, in the name of the enterprise employees to participate in the insurance, by the enterprise and the employee **** with the payment, the individual bear less.

3: There is no difference in the pension, and may be higher. But in the health insurance is different, health insurance this piece of personal social security can not pay personal account part, only to pay the integrated part.

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