Can individuals pay social security by themselves?

Individuals can pay social security, but only pension and medical insurance. The specific process is as follows:

1, how do individuals pay social security (pension+medical care) as freelancers;

2. Insurance conditions: urban hukou or rural hukou;

3. Handling location: local community street social security service points, or district and county social security bureaus (labor and social security bureaus);

4. How do individuals pay the basic information needed in social security issues: household registration book, ID card and its copy, and two 1 inch photos;

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

The role of social security

1. Apply for a credit card or bank loan.

Many people who have applied for a credit card know that when applying for a credit card, the bank will ask you if you have social security, and the social security payment voucher can be used as proof. People with social security will think that they have a fixed job and a stable income, so the success rate of applying for credit cards or bank loans is higher and the amount is larger. Especially nowadays, people like to borrow money to buy a house, and it is easier to apply for a mortgage if they have social security.

2. It is equivalent to the second ID card.

People are always careless, and they may lose their identity cards if they are not careful. If they accidentally lose their ID cards, it will be inconvenient to do anything. However, it usually takes a long time to reissue the ID card. During the replacement period, we will inevitably encounter problems in the use of ID cards, such as buying air tickets and paying fees. At this time, if you have a social security card, you don't have to worry about all this. Social security card can be used as your identification temporarily, which can save a lot of trouble.

3, buying a house, buying a car must be social security.

With the population saturation of major cities in China, it is possible to buy a house and a car. Taking Beijing as an example, non-Beijing families who want to buy a house in Beijing need to provide social security payment records for five consecutive years from the date of purchase or pay personal income tax for five consecutive years in this city; If you want to buy a car and shake the number, you need to pay social security for more than five years in a row and declare tax records every year, otherwise you will not be eligible for shaking the number.

4. Social security card can be used as a bank card.

According to the latest social security regulations, social security cards are also financial cards, which can be used for transfer, payment and deposit. Since it is a financial card, it means that the social security card can also be used as a salary card. I believe many people have this feeling, and it is very troublesome to apply for a new salary card every time they change jobs. However, if you have a social security card, you don't have to apply for a salary card when you change jobs. Directly using the social security card as a salary card can solve the problem.