What is the personal standard of social security deduction?

Legal analysis: (1) endowment insurance

Payment base: the total wages of employees last month, the highest is 3 times of the average monthly wages of employees in full-caliber urban units in the province last year, and the lowest is the local minimum monthly wage of 2,200 yuan.

Payment ratio: the individual payment ratio is 8%, and the unit payment ratio is 14% and 13% respectively.

(2) Medical insurance

In the local area, medical insurance is divided into first, second and third grades according to payment and corresponding treatment.

1. medical insurance level 1

Payment base: the total wages of employees last month, the highest is 3 times of the average monthly wages of local employees last year, and the lowest is 60% of the average monthly wages of employees last year. At present, its highest and lowest are 3 1938 yuan and 6387.6 yuan respectively.

Payment ratio: 8.2% for non-enterprise units (basic land compensation), including 6.2% for units and 2% for individuals.

The enterprise unit is 7.2% (basic land compensation fee), of which the unit pays 5.2% and the individual pays 2%.

2. Secondary medical insurance

Payment base: the average monthly salary of local employees in the previous year, calculated according to 10646 yuan after adjustment.

Payment ratio: 0.8% (basic land compensation fee), including 0.6% for the unit and 0.2% for the individual.

3. The third level of medical insurance

Payment base: the average monthly salary of local employees in the previous year, calculated according to 10646 yuan after adjustment.

Payment ratio: 0.55% (basic land compensation), including 0.45% for the unit and 0. 1% for the individual.

(3) Maternity insurance

Maternity insurance for employees is paid by the unit, and individuals do not pay it.

Payment base: the total wages of employees last month, the highest is 3 times the average monthly wages of local employees last year, that is, 3 1938 yuan, and the lowest is the local minimum monthly wage of 2,200 yuan.

Payment ratio: 0.45%

(4) Unemployment insurance

Payment base: the local minimum monthly salary is 2200 yuan.

Payment ratio: 1% (unit 0.7%, individual 0.3%)

(5) industrial injury insurance

Industrial injury insurance does not need to be paid by individuals, and it is all borne by the employer.

Payment base: the total wages of employees last month, the highest is 3 times of the average monthly wages of employees in full-caliber urban units in the province last year, and the lowest is the local minimum monthly wage of 2,200 yuan.

Payment proportion: It is divided into eight benchmark rates according to industry categories, namely: 0. 14%, 0.28%, 0.49%, 0.63%, 0.66%, 0.78%, 0.96%, 1. 14%.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.