Which grade is the most cost-effective for individual flexible employment social security payment?

60% of the grade is the most cost-effective. The flexible employment social security payment is divided into five grades, and the first grade is paid at 60% of the average social security salary; The second file is paid at 70% of the average social security salary; The third gear is paid at 80% of the average social security salary; The fourth gear is paid at 90% of the average social security salary; The fifth file is paid according to the average social security salary 100%. For flexible employees, there are many factors to consider when choosing the social security payment grade. The proportion of endowment insurance payment for general flexible employees is 20%. In terms of basic pension, the basic pension benefits generated by 60% grade and 100% grade are 0.8% and 1% respectively. The high payment grade does not mean that the reimbursement ratio will increase, but only the return of personal accounts.