Guangzhou Housing Policy in 2023

Guangzhou's housing policy in 2023 is as follows:

Purchase policy of restricted purchase area

1, Guangzhou registered adult single (including divorced and widowed) purchase restriction 1 set (including donation).

2. Guangzhou registered married families are limited to 2 sets (including donations).

3. Non-Guangzhou registered married family/adult single/divorced/widowed purchase restriction 1 set (including donation).

4. Non-Guangzhou household registration has paid taxes or social security for five consecutive years.

Unrestricted regional purchase policy

1, Guangzhou registered adult singles (including divorced and widowed) and married families are not limited to purchase; There is no need to provide social security tax.

2. Non-Guangzhou registered households are restricted to purchase 1 house in Conghua and Zengcheng; There is no need to provide social security tax.

Differentiated housing credit policy in Guangzhou

1. For applicants with housing loans within one year after divorce, banking financial institutions shall implement the credit policy of 1 house owned by Guangzhou residents;

2. For borrowers who are adults, unemployed, have no fixed income and whose repayment funds come from other borrowers, banking financial institutions shall implement the credit policy of Guangzhou residents' own housing 1;

3. Guangzhou registered employees have paid in full 1 year or more, and non-Guangzhou registered employees have paid in full for more than 2 years before they can apply for housing provident fund loans.