It takes more than 25 years for Foshan employees to pay medical insurance. Can employees pay medical insurance separately if they stop social security after paying social security 15 years?

Whether to continue to pay social security after 15 years: the old-age insurance needs to be paid at least 15 years, and you can continue to pay, and you can pay more; Medical insurance should be paid by men for at least 25 years and by women for at least 20 years; Maternity insurance is a typical local policy, some places need to pay more than 6 months, and some places need to pay more than 1 year to enjoy maternity allowance; Unemployment insurance needs to be paid 1 year, and you can receive unemployment benefits.

The minimum payment period of endowment insurance is 180 months, that is, 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed. The current retirement age is 60 for men and 55 for women. Of course, under special circumstances such as engaging in high-risk work and losing the ability to work, you can apply for early retirement and receive pension benefits.

Medical insurance requires women to pay at least 20 years when they retire, and men to pay at least 25 years when they retire, in order to enjoy lifelong medical insurance benefits. However, basic medical insurance has a typical local color, which may be slightly different from place to place. Please consult the local social security bureau for details. Medical insurance is interrupted for more than 3 months, which is regarded as new insurance. If the insured reaches the statutory retirement age, the payment period of old-age insurance has expired, and the payment period of medical insurance is less than 25 years, he can apply for a one-time payment of medical insurance premiums and enjoy basic medical insurance benefits from the month of payment.

To receive unemployment insurance benefits, you need to meet the following conditions: 1. Participate in unemployment insurance according to the regulations, and your company and I have fulfilled the payment obligations according to the regulations 1 year. Two, employment is not interrupted by my will. Unintentional interruption refers to the following situations:

1. The labor contract is terminated;

2. The employer terminates the labor contract;

3. Being expelled, famous or dismissed by the employer;

4. The employer forces labor by means of violence, threat or illegal restriction of personal freedom, and fails to pay labor remuneration or provide working conditions as agreed in the labor contract, resulting in the termination of the labor contract between the employee and the employer;

5. Other circumstances stipulated by laws and regulations. Three, has handled the industrial and commercial registration, and there are job requirements.

Employees who enjoy maternity insurance benefits shall comply with the national, provincial and municipal family planning regulations, and the employer shall pay for them continuously for more than 6 months. Workers who are unemployed after taking part in maternity insurance can enjoy maternity medical treatment in accordance with the provisions of these measures if they meet the conditions of family planning or perform family planning surgery during the period of receiving unemployment insurance benefits.

As for the payment time of industrial injury insurance, there is no provision in China's current laws. As long as there is an industrial accident at work, you can enjoy industrial injury treatment.

Personal nominal payment needs to apply to the social security bureau where the account is located. Procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form and so on. And can only apply for pension and medical insurance. How much to pay is calculated according to the local social wage of the previous year, which is different every year. Interruption of payment seriously affects the vital interests of those who interrupt payment. After stopping payment and receiving unemployment insurance benefits, individuals or other flexible employees should go through the basic old-age insurance continuation procedures as soon as possible.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.