What does the social security paid by the company include?

The social security of the unit includes pension, work injury, maternity, medical care and unemployment insurance. Among them, work-related injuries and maternity are entirely borne by the company. The other three insurance contributions: pension, 20% for the unit and 8% for the individual; Medical treatment: unit 6%, individual 3%; Unemployment rate: employers 2%, individuals 1%. Calculation method: individual contribution = sum of company contribution base * individual contribution ratio.

First, the advantages of the unit to pay social security

Social development is getting better and better, and many employers will pay social security to their employees, so there are more advantages for units to pay social security. First of all, it is more efficient, because the company has a special human resources department to pay employees' social security. It will also improve work efficiency. The company's social security account can be directly entrusted to a professional human resources company to operate, which can reduce unnecessary energy of relevant departments, optimize employee workflow and improve employee work efficiency. In addition, flexible employees in most areas can only pay pension and medical insurance. For example, medical insurance for flexible employees in Qingdao can only be paid at the rate of 10%, and they cannot enjoy maternity allowance. Therefore, if the employer pays social security, the security will be more comprehensive. The retirement age of female employees in employers is relatively early, because the national retirement age of female employees in enterprises is 50, while that of flexible employees in many areas is 55.

Second, the benefits of social security.

Many people will choose to pay social security, because there are too many benefits of social security, such as protecting their rights and interests at critical times, and it is inevitable to get sick in life, so social security can reimburse the expenses incurred by hospitalization due to illness. For women, social security can also reimburse the expenses arising from childbirth, and maternity leave can also receive allowances.

To sum up, it is very important to pay social security, because social security can guarantee one's living standard, make one's old age life more dignified and reduce the financial pressure of children. Therefore, a person can pay a higher level of social security when he is young, and then he can receive more pensions in the future.