Is it worth it to be able to retire with a $1200 pension for 15 years of pension contributions?

Paying 15 years of pension insurance retirement can get 1200 dollars of retirement pension, is it worth it?

After paying 15 years of pension insurance in total, after retirement can get 1200 dollars of retirement pension, that we are very worth paying this pension insurance? First of all, it is well known that the minimum level of pension insurance payment period is 15 years, if you pay the minimum level of social security contributions, basically pension insurance, according to the relevant calculation method, most of you can only get about 1,000 yuan after retirement, a retirement pension treatment can not reach 1,200 yuan.

Naturally, if you do not retire in recent years, let's say from today onwards only pay social security contributions, since the basic pension insurance, then after 15 years it will certainly exceed the current standard, and may even exceed 1200 yuan, this is a sure thing, because each year the calculation of everyone's pension is based on the previous year's average social wage, so each year the average social wage is basically in accordance with the average social wage, so each year the average social wage is based on the average social wage. The average social wage is basically in accordance with the 7% to 10% ratio to carry on the growth, it proves that after 15 years, then the average social wage will certainly be raised to a certain percentage, then our pension treatment will be a continuous growth.

Of course the pension is relatively low, how? Because you are only according to the minimum level to make contributions, so that the pension benefits are less, but I think it is necessary to pay a basic pension insurance, because after all, the pension benefits which can be received for the rest of his life, so this seems to be that the benefits are infinite, and even more than our own project investment, so that a The project investment for us is a great benefit.

Plus this pension treatment, every year will normally rise, the actual how it rises, as long as we gradually from 2005 to 2019 part of China's pension, in fact, has completed a 14 consecutive increase in such a trend, so along with everyone to retire years to improve the pension treatment can only be more and more, so that according to the pension to make us receive, the pension is a very important thing to make us feel that the pension is a very important thing. The first thing you need to do is to get a good deal on your own.

So this pension insurance must be very worthwhile to pay, not only is it very worthwhile to pay, after all, if they say that they have a better economic conditions, then also be able to appropriately raise their own contribution ratio and contribution index, because of our pension policy is to pay more and more, long pay looks like this kind of standard, then I pay the cost of the bigger, the future experience of the treatment of the pension will be naturally higher. will be higher. If you pay this pension benefits relatively low words, then the pension benefits must also be very low, it is a matching correlation.

So it's clear that this pension insurance is worth paying for, naturally, if you have a very long period of time between retirement age and 15 years and above, then we shouldn't pay according to the minimum period of 15 years, we must pay according to the maximum cumulative number of years of contributions, so that in this way, you can usually get a higher pension!