Can I spend my social security card by credit card?

Can I spend my social security card by credit card? Details are as follows:

1, social security card can be swiped. Because the second and third generation social security cards now have a financial account in addition to the social security account. As long as you activate this financial account, you can use the social security card as a bank card, and you can deposit and withdraw cash, transfer money, spend money and so on. Of course, if you have no money in the financial account of your social security card, it is naturally impossible to spend it by credit card;

The money in the social security card can't be used for daily consumption. Social security card can be used as a financial debit card with consumption function. The social security card chip with UnionPay logo has two accounts: social security account and bank account, which are independent and unrelated to each other.

3. The medical insurance personal account funds in the social security account can only be used in designated medical institutions and retail pharmacies, and cannot be cashed out or settled by credit card in other consumption places; Personal funds in bank accounts can be freely controlled and can be used for normal business consumption;

4. The social security card is called the Social Security Card of the People's Republic of China. It is distributed to the whole society by local human resources and social security departments. It is an integrated circuit card used in various business fields of human resources and social security.

How to bind social security card * * * economic account is as follows:

1. Login to the medical insurance platform: open the medical insurance platform website or mobile APP, and log in to the medical insurance platform with your personal account and password;

2. Enter the personal center: on the homepage of the medical insurance platform or the "My Account" page, find the entrance such as "Personal Center" or "My Medical Insurance" and enter the personal center page;

3. Binding * * * economic account: on the personal center page, find the items such as "* * * economic account" or "account binding", click to enter the binding page, and fill in personal * * * economic account information, including account name, account number, bank, etc. , submit the application after confirming that the information is correct;

4. Waiting for approval: After submitting the * * * economic account binding application, you need to wait for the approval of the medical insurance platform. The general approval time will not be too long. After the approval, you can complete the binding of the economic account of the medical insurance card.

To sum up, social security cards are widely used, such as enjoying medical insurance benefits, reimbursing and paying medical expenses, applying for pension, unemployment insurance, applying for work-related injury insurance, reimbursing maternity medical expenses, and applying for maternity allowance. It can also be used as an ID card and a bank card, but if it needs to be used as a bank card, you need to activate the financial account first.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 64

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.