No medical insurance how to do?

The way to deal with the lack of health insurance is as follows:

1. If the person concerned is a unit employee without health insurance, you can ask the unit to apply for their own five insurance, which includes health insurance. Handling methods are as follows:

(1) if the person has an employer, the first unit to declare its social security registration;

(2) and then submit the unit's business license, the person's identity information and other materials;

(3) and then by the social security agency audit; and finally according to the social security card issued to the person's unit, by the unit in accordance with the provisions of the payment of health insurance costs.

2. Individuals who do not have a unit have two ways of applying for medical insurance:

(1) Participate in the urban workers' pension insurance and urban workers' medical insurance as a flexibly employed person, and pay monthly contributions. Those who have accumulated 15 years of pension insurance can receive a monthly pension; those who have paid for medical insurance can be reimbursed at half the reimbursement rate after six months of payment, and enjoy the normal reimbursement rate after one year;

(2) the other option is to apply for urban residents' medical insurance in the community, and to pay annual contributions, which are lower than the previous option, but with a corresponding downward adjustment of the reimbursement rate. You can also apply for urban residents' old-age pension insurance, and participants can bring their ID cards to the social security center where they are registered.

Legal basis: Article 23 of the Chinese People's **** and State Social Insurance Law

Employees should participate in the basic medical insurance for employees, by the employer and employees in accordance with the state regulations *** with the payment of basic medical insurance premiums.

Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

Article 58

An employer shall, within thirty days from the date of employment, apply to a social insurance agency for social insurance registration for its employees. If the employer fails to apply for social insurance registration, the social insurance administration organization shall approve the social insurance premiums to be paid by the employer.

Individual entrepreneurs without employees who voluntarily participate in social insurance, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons shall apply for social insurance registration with the social insurance administration organization.