What should I do if the endowment insurance is paid by the village and the unit? Can rural endowment insurance be refunded after paying social security?

First, the old-age insurance is paid by the village and the unit. What should I do?

1. If a unit buys endowment insurance for itself, it can stop the endowment insurance purchased in the countryside first.

2. If there is duplicate payment, you can go to the Social Security Bureau to print out the details of the unit pension insurance payment, and then go to the rural pension insurance social security office to handle the refund procedures for duplicate payment.

3. If you don't pay at the same time, you can merge the endowment insurance paid by the unit with the endowment insurance paid by our countryside after resigning in the future. We only need to issue a transfer certificate in the social security bureau where the unit pays the endowment insurance, and then hand it over to the village endowment insurance social security bureau, and the staff can go through the transfer procedures according to the information, so they can be merged together.

2. Can rural endowment insurance be refunded after paying social security?

After paying the social security, if you also pay the rural endowment insurance, you can apply for returning the rural endowment insurance, because even if you pay these two insurances, you can only calculate the payment period of one insurance in the overlapping time, which is equivalent to paying one insurance for nothing. After retirement, you can't get two insurance benefits and the social security can't be returned, so you can choose to return the rural endowment insurance. So everyone can stop rural endowment insurance.

But when you return to China, you need to pay attention to the fact that different regions have different plans. In some places, rural old-age insurance can get back the premium paid immediately after surrender, but in some places it can't get back in time. He needs the insured to get back the premium paid before he reaches retirement age.

3. What is the difference between rural endowment insurance and employee endowment insurance?

1, rural endowment insurance is purchased voluntarily by the insured, which is not compulsory, and employee endowment insurance is compulsory for employees;

2. Their payment bases and proportions are also different. The old-age insurance for employees is based on the average monthly salary of employees and paid monthly, while the rural old-age insurance is based on the legal amount, with no contribution ratio, and is generally paid annually;

3. The calculation methods of the two are also different. Employee pension insurance is calculated according to the payment period, payment base and social average wage, and resident pension insurance is calculated according to the amount of my contribution plus subsidies;