How many years does the new rural cooperative medical system have to pay?

The payment period of the new rural insurance is: fifteen years. When the new rural insurance system is implemented, those who have reached the age of 60 and do not enjoy the basic old-age insurance benefits for urban workers will be able to receive the basic pension on a monthly basis without paying fees, but children who meet the insurance conditions will have to pay insurance premiums; If the collection period is less than 15 years, the payment shall be made every year, and the policy stipulates that it is allowed to pay back, and the cumulative payment period shall not exceed 15 years.

First, how many years will the new rural insurance be paid?

First of all, when the new rural insurance system is implemented, people who have reached the age of 60 and do not enjoy the basic old-age insurance benefits for urban workers will be able to receive basic pensions on a monthly basis without paying fees, but children who meet the conditions for participation will have to pay insurance premiums; If the collection age is not within 15 years, the payment shall be made every year, and the policy stipulates that it is allowed to pay back, and the cumulative payment period shall not exceed 15 years; If the distance from the collection age exceeds 15 years, the payment shall be made annually, and the cumulative payment period shall not be less than 15 years.

Then, the pension benefits of the new rural insurance are composed of basic pension and personal account pension, which are paid for life. The national standard of basic pension is 55 yuan per person per month, but all localities can appropriately raise the standard of basic pension according to local actual conditions. For rural residents who pay for a long time, the basic pension can be appropriately increased, and part of the funds will be raised and increased by government expenditure. The monthly calculation and payment standard of personal account pension is the total amount of personal account divided by 139 (the same as the current calculation and payment coefficient of personal account pension of basic old-age insurance for urban employees). In case of death of the insured, in addition to government subsidies, the balance of personal account funds can be inherited according to law, and the balance of government subsidies is used to continue to pay the pensions of other insured persons.

Two, the legal provisions of the new rural endowment insurance.

The new rural social endowment insurance is a social endowment insurance system organized and implemented by the government to ensure the basic life of rural residents in their later years, and it is an important part of the national social insurance system. Pension benefits are combined by social pooling and individual accounts, and are matched with other social security policies and measures such as family pension, land security and social assistance, and a financing model combining individual contributions, collective subsidies and government subsidies is established.

The introduction of new rural old-age insurance has further strengthened the implementation of farmers' old-age policy. According to the law, there is no difference between the payment period of new rural endowment insurance and that of urban endowment insurance. It is also necessary to pay the pension at retirement age after 15 years, and the pension will be adjusted on a certain basis with the adjustment of national policies.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: According to the Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Endowment Insurance, social security for urban and rural residents has been implemented since September 2009. Rural residents who have reached the age of 60 at the time of implementation can enjoy basic pension benefits directly without paying fees, but their eligible children must pay for insurance; If the age before collection is less than 15, the annual payment is allowed, and the additional payment is allowed, and the accumulated payment does not exceed15; If the age of collection exceeds 15 years, the accumulated annual payment shall not be less than 15 years.