What is the reimbursement ratio of medical insurance for serious illness of urban workers in Shanghai?

The medical insurance for workers' serious illness is a special medical insurance fund set up to ensure the medical needs of urban workers for major diseases. It is mainly used to pay the medical expenses for the insured to participate in the basic medical insurance for urban workers in one year and exceed the maximum payment limit of the basic medical insurance.

The reimbursement rate of medical insurance for serious illness of employees can be mainly divided into the following three grades: 85% for reimbursement below 0-40 thousand yuan; 90% of the expenses below 40,000-80,000 yuan; More than 80,000 yuan will be reimbursed 95%. The maximum payment limit for each medical year is 6.5438 yuan +0.5 million yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.