I'm 52 years old and have paid 13 years of social security. Can I pay 50 thousand more?

You can pay more social security. Generally speaking, you can enjoy pension benefits when the social security payment period reaches 15, but you can't enjoy lifelong medical insurance. Most cities stipulate that men have to pay for 25 to 30 years, and women have to pay for 20 to 25 years to enjoy lifelong medical insurance. The basic principle of social security payment is that the longer the payment time, the higher the payment amount and base, and the higher the retirement benefits in the future.

It is not cost-effective to pay social security at one's own expense, as follows:

1. Endowment insurance for flexible employees refers to an insurance policy. Some people who have no fixed job, unemployment or re-employment are flexible employees. In view of the old-age security of this group of people, the state has promulgated and implemented the old-age insurance policy for flexible employees. The pension insurance for flexible employees has different payment years and grades, and the collection standards are also different;

2. If the payment has expired 15 years, the monthly basic pension = basic pension+personal account pension. Among them, the basic pension = the average monthly salary of local employees in the previous year multiplied by 20% when I retire, and the personal account pension = the amount stored in the personal account/120.

What is the difference between rural social security and urban social security?

The difference between urban social security and rural social security lies in:

1, the objects of protection are different. The basic old-age insurance for urban workers is to protect urban employment groups, while the new rural insurance is to protect rural residents groups.

2. The basic old-age insurance for urban workers is mandatory according to national laws and regulations, and employers, employers and individual workers must pay fees according to regulations. The new rural insurance emphasizes the principle of voluntariness, and farmers voluntarily participate, which is also guided by the government according to the actual situation in rural areas at this stage, but does not make mandatory orders.

3. Different financing structures. Employers are the main fundraisers of the basic old-age insurance for urban workers. Although individuals have to pay fees, the main part is paid by employers. The main payer of the new rural insurance is the government, which provides basic pensions to the elderly aged 60 and above (the current standard is 55 yuan per person per month) and subsidies to young adults.

4. Urban social insurance refers to the social insurance enjoyed by urban residents. The rural social security policy is guided by government organizations and adopts the system mode of combining social pooling with individual accounts. The old-age insurance policy, which combines individual contributions, collective subsidies and government subsidies, ensures the basic livelihood of farmers after they get old.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 2 of the Social Security Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.