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What's the difference between buying social security by yourself and buying it by a company?

Legal analysis: the difference between buying social security by yourself and buying social security by a company;

1, when the company purchases social security, it can receive a certain amount of unemployment insurance money from the social security agency within a certain period of time in case of unemployment; Individuals who pay social security do not receive unemployment insurance.

2. The items that individuals pay social security and units pay social security are different. Units pay social security, and the items paid must be paid in accordance with state regulations, including five insurances and one gold; Individuals who pay social security only need to pay endowment insurance and medical insurance.

3. The final amount of social security paid by individuals is different from that paid by the company. If the unit pays social security, according to state regulations, 20% of the unit's payment will go into the social security account, and individuals only need to pay 8%; Individuals pay social security, all of which are paid by individuals.

4. The final income of individuals paying social security and units paying social security is different. Because there are many projects that units pay social security, after retirement, they will receive more money from social security; Individuals pay social security, because they pay less money, and they will get less money from social security.

Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law.

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.