How to use the money of Shenzhen social security card

Many netizens have asked questions about medical insurance. Many young friends don't know how to use social security cards to see a doctor, or they have social security cards according to the editor's note, participated in medical insurance, and never used medical insurance to see a doctor. I hope I can help you. Let's talk about how to use social security cards for minor illnesses, such as colds and intravenous injections. Let's talk about the minor illness Shenzhen social security card, including medical insurance. Of course, the premise is that the unit has participated in medical insurance for you, and the medical insurance card is what we usually call the social security card. Because everyone participates in different forms of medical insurance, it is different to use social security to see a doctor. Non-deep households mostly participate in migrant workers' medical insurance or hospitalization insurance. Deep households are required to participate in comprehensive medical insurance, and some non-deep households participate in comprehensive medical insurance. Medical insurance for migrant workers (also known as cooperative medical care and labor medical care), you can swipe your card to see common diseases in the bound social health center, and you can't swipe your card if some expenses are not covered by social security, so you have to pay for it yourself. Hospitalization insurance, you can also swipe your card at the bound social health center to see the clinic. The use method is the same as above. Migrant workers' medical insurance or hospitalization insurance, social security cards do not deduct outpatient credit cards (no personal accounts), and use outpatient pooling funds. Comprehensive medical insurance is a common outpatient disease, that is, swipe your card and use the money in your own account (comprehensive medical insurance has a personal account). If the money in the personal account of medical insurance runs out, you can only pay for it yourself. Social security can only be used for bookkeeping, unless there is a serious illness in the clinic. If there is a serious illness in the clinic, you will have little or no illness yourself. There are rules for these serious illnesses. At present, Shenzhen stipulates that 17 kinds of serious illness clinics can be seen by social security, and they must be seen in social security designated hospitals. So it is better to get sick less, and good health is the greatest wealth. Besides hospitalization. Social security can be used for hospitalization. There are some differences in the reimbursement rates of several medical insurances, but the differences are not great. Besides hospitalization. Some of them do not spend their personal accounts. As long as it is above the hospitalization deductible and below the maximum payment limit of the overall fund, it will be paid in full by the basic medical insurance serious illness overall fund. The hospital keeps accounts first, and then the hospital settles accounts with the social security bureau. User FAQ: 1. Are all medical expenses deducted from the social security card? Excuse me, is the cost of seeing a doctor deducted from the social security card, or is it partly deducted from the social security card and partly paid in cash? A: If it is a deep household, the outpatient fee can be deducted from the social security card, but some drugs cannot be deducted from the social security and must be paid in cash; Not a magic fox, but if the company buys you comprehensive medical care or something. Medical expenses can be deducted from the social security card. If it is not a deep account, and the company only bought hospitalization insurance. Of course you can't use it when you see the clinic. You can only use it when you are in hospital. 2. If it is a temporary population, what about hospitalization insurance? Buy a comprehensive one, okay? Good for the company or good for the individual? Answer: It depends on what kind of medical insurance you have. You can also use outpatient credit card for hospitalization insurance, but instead of deducting money from social security card, you can use outpatient co-ordination fund. If you can't get the fund, you must use cash. If it is comprehensive medical insurance, there is a medical personal account in the social security card. If you use social security to see a doctor, you will deduct the money in the social security card, that is, the money in the medical personal account. All of the above are for general outpatient service. If you are hospitalized, you won't deduct the money from the social security card. As long as the hospitalization deductible is above the maximum payment limit of the overall fund, the basic medical insurance serious illness overall fund will pay in full. One of the results of personal social security query is medical insurance A: people who participate in comprehensive medical insurance can query the balance of medical insurance online, and personal social security can query the balance of personal social security query. I can't find the details of medical expenses online. You can check the details of medical insurance expenses in the Social Security Bureau window. Answer: If the accumulated amount of personal account reaches 1 month, it is the average monthly salary of employees in the previous year (currently 3,233 yuan), and the excess is used to pay the outpatient medical expenses of all family members. The plan has been reported to the Shenzhen Municipal Government and is expected to be promulgated and implemented in the near future. All family members include parents, spouses, children, etc. And regardless of whether the family members are registered in Shenzhen or not, whether they have participated in medical insurance. Since last year (2008), Shenzhen has taken the lead in implementing the "family account" model of medical insurance in which one person participates in the insurance and the whole family benefits. The Measures of Shenzhen Municipality on Social Medical Insurance, which was implemented on March 1 2008, stipulates that if the accumulated amount of individual accounts reaches the average monthly salary of employees in the previous year, the excess can be used to pay for health check-ups, vaccination fees and the fees already paid.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.