Why do doctors ask if they have paid social security every time they go to the hospital?

First of all, I don't mean to be hostile to doctors, but a few years ago, my grandmother had cataract surgery in the county. At that time, the doctor asked if there was social security. Grandma and aunt don't know whether to say no, totaling more than 2700. Cataract surgery with equipment in the same ward is basically around 4 thousand, but we wonder if we will spend a little more to ask if you have insurance. Later, I went to check out the bill. I asked the doctor to issue a diagnosis certificate and made a summary with the hospital. The doctor was annoyed at that time. This is my guess. Of course, some sprayers will say that doctors don't know if you have social security to save you money. What I want to say is that the social security reimbursement is more than the money you don't have. What is social security for?

Most doctors will ask this question, which is already a very professional tone. Because with social security, it can help you save money. There is money in the social security card every year, which can be used for medical treatment, and it will expire if it is not used. Remember that others mean well. If the medicine prescribed by the doctor is not within the scope of social security drugs, others will definitely tell you that you should give it to people who don't swipe their social security cards separately.

In short, remember, you have to pay social security to see a doctor, or you will pay so much social security money every year for nothing.

I believe many people have doubts in their hearts. Why do some doctors ask you if you have social security? What is the motivation for doing this?

I was told to think it over. The reason why I ask if you have social security, if not, doctors will try to choose cheap and treatable drugs.

And if you have social security, doctors will try to prescribe drugs that can be reimbursed in the medical insurance catalogue, because not all drugs can be reimbursed, and there are many drugs at their own expense, which are very expensive.

So the doctor asks if you have social security, the purpose is to treat diseases and reduce the burden on patients.

Of course, different people have different views on this issue. Some people ask them to think about it and ask if you have social security. If you have social security, you can prescribe expensive drugs and many drugs, and if you don't have social security, you can prescribe cheap drugs. Some drugs have the same curative effect, but the prices are quite different. However, sometimes the therapeutic effect should also be considered. Some things are not necessary, but they can make you feel better. If you have financial ability and social security reimbursement, you can use it.

On the one hand, the motivation of this problem is for the consideration of patients, on the other hand, it is also for the profit of hospitals, because the proportion of medical insurance reimbursement is high. In 20 16, the proportion of hospitalization expenses within the scope of employee medical insurance and resident medical insurance policies reached about 80% and 70% respectively.

Then, the doctor will ask if you have social security. How to answer this question? It's best to answer truthfully, because drugs included in the medical insurance catalogue may be more effective. Of course, some people suggest that when the doctor asks, he will say that it is at his own expense, and then take out the social security card at the place where the payment is made, so that he can pay less.

For example, if you don't have social security, I will give you 100 yuan of medicine, but if you have social security, I may give you 500 yuan's medicine, and then the medical insurance will reimburse you 80%, or you will pay the same amount of 100 yuan. Drugs with social security may be better, and hospitals can also enjoy medical insurance reimbursement.

So, the doctor will ask you if you have social security?

More social security issues, pay attention to your own thoughts.

I have seen this question, and everyone has a different answer. I told you that what happened to me might be understood by everyone. Once I caught a cold, coughed and had a sore throat. When I went to the hospital, the doctor didn't see the doctor first. First he asked me if I had a medical insurance card. I said yes, and the doctor asked me to pay 500 yuan. First, I had a CT scan and a blood test. I said doctor, I don't have my medical insurance card. I don't think I need much money for a cold, so I don't have much money. The doctor asked me how much I brought, and I said I only brought 300 yuan. The doctor said, ok, just pay 300. Gave me a bill, I took it and went straight out of the hospital. I went to a private clinic and prescribed 1 1 yuan. So I went home and got it. For this reason, I still can't figure it out. If I pay 500 yuan, then I have to pay more than 200 yuan, and 1 1 yuan has to pay more than 200 yuan to be cured. Is it better to buy medical insurance or not? Please refer to it for help.

I work in the Social Security Bureau. I have two doctor friends. I will answer them.

First, it is easy to take the medical insurance reimbursement channel.

Second, medical insurance for urban workers, as many people have said, some medical insurance is not reimbursed. Of course, this only applies to cities with good welfare. Our local small clinic is not reimbursed, and hospitalization can only be co-ordinated with the money in the personal account. Therefore, what medicine is prescribed in outpatient clinics in our small cities has nothing to do with medical insurance or not. If it is expensive, you can swipe your personal account or pay for it yourself. Anyway, the clinic won't reimburse you.

Third, the medical insurance for urban and rural residents (the new rural cooperative medical system) can be directly priced, and many non-medical insurance drugs cannot be priced, so I want to ask if you have it.

Fourth, the old cadres of the railway bureau and the old cadres of the red book at public expense should go to the special window for independent settlement. This is not under the control of the medical insurance center and is reimbursed by the unit. The hospital just keeps accounts and then asks the unit for money.

Fifth, the amount of medical insurance personal account has not expired.

My mother was hospitalized last year, and the doctor asked if there was social security. I said yes, and he seemed very happy. After my mother is in hospital, she has to do a lot of tests every day. Ten days later, all the tests in the hospital were finished. The other woman in my mother's ward is a rural grandmother from other places. She has no social security, and the doctor only prescribed her cheap medicine. My mother is full of good medicine and imported medicine, and she still needs intravenous drip. Rural grannies only take medicine. Ask her family if they want to take the exam. If grandma's family is black-faced and won't let the doctor go, my mother won't let her hand it in once. Of course, she has social security. I paid a deposit of 2000 yuan, and my grandmother in the countryside called a deposit of 5000 yuan. But my mother was discharged from the hospital and paid me back 20 thousand yuan. Of the 18 thousand, 3 thousand is medicine and 15 thousand is inspection fee. Hehe, I think it should be checked according to what disease she sees. My mother wants the whole hospital to check. Is this fooling the country or the patients?

Are you an idiot? Or deliberately playing tricks on the contradiction between doctors and patients? The purpose of the doctor's question is for your own good: 1. If there is no social security and insurance, try to choose cheap and treatable drugs; 2. If there is social security, try to prescribe drugs that can be reimbursed by social security. Because not all drugs can be reimbursed, there are many drugs at their own expense and the prices are very high. The purpose of doctors' questioning is to cure diseases and reduce the burden of patients. Why always treat doctors with hostile colored eyes? It is for this purpose that doctors want to relieve patients' pain. That's why the patient came to see a doctor. Why are doctors evil and morally corrupt when they are mentioned? Is it necessary for the patient to see a doctor?

I used to go to family planning service institutions for routine physical examination. The doctor gave me a B-ultrasound and said that my uterus had a shadow and I couldn't see clearly. He suggested that I go to a bigger hospital for B-ultrasound, so that I could check it more clearly. He also told me not to overdo it, which was expensive. He also told me that doctors were afraid to prescribe drugs because I didn't pay social security, and there were many items to check. Later, I went to a big hospital and did as the doctor in the family planning service center told me. Doctors in big hospitals advised me to do it, and I insisted on doing ordinary B-ultrasound. The doctor had no choice, so I ate. Later, I said that my uterus has a shadow, which may be a tumor. The biopsy needed is a bit expensive. I said I didn't buy social security and I didn't want to do it. I took some medicine first. Female doctors have a bad attitude. Life went on as usual, and I didn't feel sick, so I forgot. I didn't take it seriously. In the second year, I did a routine physical examination and found no problems. The shadow is gone. It has been more than ten years now. Well, think about whether that female doctor is good or bad.

Tell me about me. A few days ago, my child had bronchitis. At that time, I was hanging water in the outpatient department, but my high fever persisted. Later, the outpatient doctor asked us to stay under observation (that is, more than a dozen beds in a room). Not in the hospital. I spent more than 500 yuan a night, reaching 1 1, and there was no sign of fever. I strongly urge hospitalization. The doctor just kept saying I had health insurance. At that time, everyone despised him a little. Later, after being hospitalized, the doctors in the inpatient department kept prescribing antibiotics and other medicine bottles to the children even though they knew that there were infusion bottles in our outpatient department. Finally, I stayed for four days and spent more than 4,000 yuan, excluding outpatient expenses, and was reimbursed 1300. The hospital is too dark now. Regardless of whether the child can bear it or not, he blindly prescribed drugs and ate 5/6 kinds of drugs. It is difficult and expensive to see a doctor in China, which is really contemptuous!

In the same year, the same hospital delivered a caesarean section. I also lived in a single room and spent more than 12 thousand yuan to leave the hospital (without social security). My sister-in-law left the hospital for more than 5 thousand yuan (with social security). After all, it depends on how strict the local social security check is. My daughter didn't get well in hospital (social security only allows her to stay 14 days), and she was discharged to a big hospital for examination. If the treatment doesn't work, it will be serious. She said that her trachea may be connected with esophagus, and asked her to go to a skilled hospital for further examination.

An old man in my family lived in the hospital for a while and then died. Generally speaking, some doctors are really good, while others are irresponsible. Some doctors care about whether you have money. Generally speaking, doctors are not sure about the cause. Doctors are tired, so are patients.

Like my habitual abortion, I went to the hospital for examination and said I suspected my ectopic pregnancy for a week and then said I would go home naturally. Later, she had a spontaneous abortion and said that she suspected my ectopic pregnancy. In the hospital. I was scared when I went to the hospital ... I was really scared. ...