Can I get half of my social security money back when I die?

Half of the people who pay social security can return the social security, but only the part paid by the individual, not the part paid by the company.

Social security can be surrendered after death, as long as the surrender information is complete. Information required for handover:

1. endowment insurance manual;

2. Original and photocopy of ID card;

3. Application for surrender and relevant certification materials.

Surrender procedure:

1, the above information is complete, and the pension, unemployment and work-related injury fund management center will print the personal account one-time payment approval form according to relevant policies and regulations;

2, signed by the director in charge to the financial office of the center for verification.

In short, the social security person can pay back when he dies. But it can't be returned in full, only the part paid by the individual can be returned, and the part paid by the company can't be returned.

Social insurance is a kind of welfare provided by the state to the people, with a wide range of protection and a relatively low degree of protection. But social insurance is the foundation, commercial insurance is the supplement, and the function of social insurance is irreplaceable by commercial insurance. Therefore, it is suggested to purchase social insurance first, and then consider commercial insurance if possible. Social security pension insurance can be paid 15 years, medical insurance can be paid for 20 years, and you can also enjoy medical insurance benefits after retirement.

Among the five major insurances included in social security, endowment insurance can be used to receive pensions after retirement, and to pay funeral expenses and pension expenses; Medical insurance can reimburse medical expenses and enjoy medical insurance benefits after retirement; Unemployment insurance money can be used to receive unemployment insurance money and medical expenses subsidies after unemployment; Work-related injury insurance can be used to pay work-related injury treatment fees, living care fees, disability subsidies and disability allowances; Maternity insurance can be used to receive maternity allowance, maternity grants, reimbursement of maternity medical expenses and maternity leave.

Legal basis:

Social insurance law

Article 14 Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 49 If an unemployed person dies while receiving unemployment insurance benefits, he shall pay a one-time funeral subsidy and pension to his survivors with reference to the local regulations on the death of on-the-job workers. The required funds are paid from the unemployment insurance fund.

If an individual dies and meets the conditions for receiving basic old-age insurance, industrial injury insurance and unemployment insurance funeral subsidies, his survivors can only choose to receive one of them.