Can social security and medical insurance be used nationwide?

Is social security card universal in China? 1. At present, the social security card has not been popularized in China. Because the current social security policy is coordinated by provinces and cities, there is no national coordination. 2, your company decided to give you to participate in social security in Beijing, then your social security relationship in Beijing, of course, can only enjoy the relevant policies in Beijing. 3. If you participate in medical insurance at the same time and see a doctor in a designated hospital determined by Shenzhen, the reimbursement of medical expenses can only be sent back to Beijing. 4. At present, all provinces and cities in China cannot transfer the medical insurance relationship. Only employee pension insurance (what people call social security) can be transferred nationwide. The current policy is to transfer only 8% of personal accounts, not the overall part, but the total salary base paid by individuals, which is not big for personal influence, but only the increase or decrease of provinces and cities. How to use social security cards in different places? At present, more and more people have received new social security cards. Relying on the "one-card" platform in the whole region, the insured can use the social security card to see a doctor in a designated medical institution and buy medicine in a pharmacy, which can realize the "one-card" in the whole region, and it is no longer necessary to pay in advance for reimbursement of medical treatment in different places. How to use social security card correctly in different places? The reporter consulted Liuzhou Social Security Bureau. The insured person holds a social security card for medical treatment, and the proportion of medical treatment and reimbursement shall be implemented according to the policy of the insured place. The insured person in Liuzhou can purchase drugs by swiping the social security card at designated medical institutions or pharmacies, and make direct settlement. For medical treatment in different places in the area, the insured person can use his personal account to buy medicines in outpatient clinics and pharmacies, and can pay directly by credit card without approval. If you need hospitalization or outpatient treatment of chronic diseases, you must first apply for referral approval or treatment registration in different places. After examination and approval for the record, the medical expenses incurred in hospitalization in different places can be directly settled; At present, the medical expenses generated by outpatient chronic disease treatment can not be directly settled, but can be realized after the system is perfected. At this stage, the insured who has handled chronic diseases in outpatient service need to pay the fee first, and then submit the invoice, medical record, detailed list of outpatient expenses and a copy of the registration form for medical treatment in different places to the medical window of the Social Security Bureau for review and reimbursement, so as to enjoy the corresponding treatment of chronic diseases in outpatient service. When the insured person goes to seek medical treatment outside the district, he must first apply for referral approval or medical treatment registration in different places. The medical expenses incurred in seeking medical treatment outside the district need to be paid in advance by the insured, and then reimbursed by the Social Security Bureau according to relevant policies. For people in Liuzhou who are insured in different places in the region, they can also use social security cards to seek medical treatment in designated medical institutions in Liuzhou and purchase medicines in designated pharmacies, and directly use personal account funds for settlement. Need to be hospitalized in Liuzhou, the insured in different places must first apply for referral approval or registration in different places, hold social security cards and related procedures, go through hospitalization procedures in designated or selected designated medical institutions in Liuzhou, and be discharged directly. The insured person activated the financial account on the day the bank received the card, not the social security account, and the two passwords were not related. The initial password of social security account is "1202 16". In order to ensure the security of the account, it is suggested that the insured should go to the designated hospitals and pharmacies in the city as soon as possible after the social security function takes effect, or modify the social security account password in the social security card service window of the Social Security Bureau (Hedong Comprehensive Service Building 1 Building). Otherwise, if the social security card is lost, people may steal funds from their personal accounts. It is understood that because the whole region uses the same system, the initial password of social security cards in different places in the region can also be modified locally in Liuzhou. Insured persons from different places can use their ID cards and social security cards to designate hospitals and pharmacies in Liuzhou, or change their passwords in the social security card service window of the Social Security Bureau. Through personal experience, the reporter can use the social security card issued by Nanning to purchase medicines at the designated pharmacies in Liuzhou and seek medical treatment at the designated medical institutions, which can successfully realize direct settlement by credit card. It should be reminded that according to the local medical insurance policy in Liuzhou, the part with a personal account balance higher than 1.500 yuan can be used to pay the outpatient medical expenses of family members. However, for the insured in different places, the social security card can only be used for their own outpatient expenses, and cannot pay for the outpatient medical expenses of family members. Can I buy medicine in different places with my social security card? After the retirees are resettled by the provincial units in different places, with the approval of the relevant departments, they can transfer the balance of their personal medical insurance accounts to their social security card financial accounts in accordance with the regulations, and seek medical treatment and purchase medicines at the resettlement places. The so-called resettlement of retirees in different places refers to long-term retirees who have obtained residence registration according to the household registration policy, mainly the elderly who live with their children after retirement. They are generally older, have a heavy medical burden, and do not return to the insured place for a long time. The problems of "running errands" and "out-of-pocket expenses" in reimbursement for medical treatment in different places have the greatest influence on them. It is understood that "cash cannot be withdrawn from medical insurance personal accounts" is a common practice of medical insurance in most parts of the country. As the main guarantee form for the insured to accumulate funds to solve the outpatient or small medical expenses, the medical insurance personal account can only be used in the insured place in principle. Unless it is officially transferred, it is generally difficult to take it away, and it is impossible to cross the card to buy medicine and see the outpatient service in different places.

Legal objectivity:

People's Republic of China (PRC) social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

People's Republic of China (PRC) social insurance law

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state;

Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.