Hello, according to Article 8 of China, what if a foreigner buys a house in Beijing without any social security or 1 tax payment certificate? Is commercial insurance okay?

One: Beijing does not distinguish between locals and foreigners in handling provident fund loans, but it needs two conditions:

1, the first work unit must be in Beijing and have a provident fund. If the unit gives the provident fund, then there will be a provident fund account;

2. The provident fund account number must be continuously deposited for more than 65438+2 months.

Two: foreigners need to meet the following conditions when buying a house in Beijing:

1: tax payment certificate (individual income tax) or social insurance certificate for five consecutive years in Beijing;

2. Have a valid Beijing temporary residence permit;

3. The purchaser has no room in Beijing. If he gets married, neither husband nor wife has a house in Beijing.

4. ID card, marriage certificate and household registration book.

5. I bought a suite with a loan outside Beijing. If the above conditions are met, the down payment will be more than 60%, including 60%, and the loan interest rate will rise 10%.

6. There are no above restrictions on collective hukou, but collective hukou is not counted as Beijing hukou now. You must find a unit to receive the account, issue a receipt certificate, and stamp it effectively. Only in this way can we buy a house in Beijing.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.