20 19 what is the social security payment base of flexible employees in Changchun?

After the social security contribution rate is reduced in stages, the social security contribution base will be adjusted soon. The State Council recently issued the "Implementation Opinions on Stimulating the Vitality of Key Groups to Drive Urban and Rural Residents to Increase Income", proposing that the average wage of employees in urban private units should be included in the statistical scope of payment base, so as to form a reasonable payment base for social insurance and housing provident fund, so as to avoid institutional crowding out of low-income groups.

20 17 new provisions on social security payment

1. The basic salary of workers is determined according to their qualifications:

10 years' service is 2000 yuan, 15 years' service is 2300 yuan, 20 years' service is 2500 yuan, 25 years' service is 2800 yuan, 3000 yuan, 40 years' service is 3500 yuan. (With the growth of national economy)

2. Length of service salary (including length of service):

Every year in 30 yuan, with the increase of length of service. The implementation of seniority wage is not only to take care of the old workers, but more importantly, to encourage lifelong obedience to workers, which is conducive to the construction and stability of the workforce.

3. Work salary:

Subsidies are based on the principle of actual pay according to work; Mainly to encourage workers to work more, especially young workers, who are full of energy. They have earned more for their hard work, which is not only psychological comfort, but also an encouragement.

4. Performance pay:

Monthly and annual bonus (instead of title salary). This bonus can only account for about 10% of salary. Everyone recommends competitive performance, annual bonus and no tenure.

5. Premium subsidy:

There is no quota for outstanding workers recognized by all workers. Those recognized by departments at or above the county level according to high standards shall enjoy the State Council allowance and the county/municipal people's government allowance, but there is no life tenure.

6, workers' pension:

According to calculate length, every year of work 100 yuan. By analogy, the pension for 10 service is 1000 yuan. The pension for 20 years is 2000 yuan, the pension for 30 years is 3000 yuan, and the pension for 40 years is 4000 yuan. Whether senior workers, intermediate workers or ordinary workers. Pensions are equal. Civil servants should also be equal regardless of their positions. It's the same as workers' pension. It will be completed in three years.

7. Endowment insurance:

Generally, you have to pay 15 years, and you can enjoy the pension for life when you retire, so people who want to get the pension must start paying before you retire. If you pay less than 15 of the pension insurance at retirement age, the state will return all the 8% pension saved in your personal account to you when you retire. Where is the 2 1% paid by the company? The state has allocated 2 1% of the money paid by the unit for you to the national pension fund.

8. Medical insurance:

The unit pays you 9% per month, and your personal monthly payment is about 2% plus 10 yuan's serious illness coordination. Co-ordination of serious illness is only hospitalization, and the state will put your own 2% into your medical insurance account every month in that 1 1%. It is the money that the country calls you personally every month. The money can be accumulated and directly used to buy medicine or see an outpatient clinic. The remaining 9% countries will take it to the medical pooling fund.

9. Housing accumulation fund:

If you pay 300 yuan into the provident fund every month, the company will also pay 300 yuan into your account every month. When you buy a house, it will be 600 yuan. If you pay 50,000 yuan in your life, you will have 65,438+10,000 yuan in your account. Don't refuse such a good thing.

Ministry of Human Resources and Social Security Minister Yin Weimin said, "China has the earliest retirement age in the world, with an average retirement age of less than 55. After the approval of the central government, Ministry of Human Resources and Social Security will openly postpone the retirement reform plan to the public and gradually postpone it to a reasonable retirement age through small steps. "

The social security payment base is expected to be lowered.

After the social security contribution rate is reduced in stages, the social security contribution base will be adjusted soon. Experts believe that after expanding the scope of statistical caliber, the base of social security contributions may drop by about 10%, which is conducive to reducing the burden of low-income people's contributions and enabling more low-income people to pay social security. At the same time, their wages are expected to increase.

The State Council recently issued the "Implementation Opinions on Stimulating the Vitality of Key Groups to Drive Urban and Rural Residents to Increase Income", proposing that the average wage of employees in urban private units should be included in the statistical scope of payment base, so as to form a reasonable payment base for social insurance and housing provident fund, so as to avoid institutional crowding out of low-income groups.

At present, China's social security payment base is relatively broad, and many provinces often determine the social security payment base based on the average wage of employees in urban non-private units. For example, the People's Social Welfare Department of a province reported that the average annual salary of employees in non-private units in the province in 20 15 was 52,960 yuan, which was taken as the average annual salary of employees in the province in 20 15. On this basis, the upper and lower limits of the individual contribution base of employees participating in the basic old-age insurance and the contribution base of urban individual industrial and commercial households and flexible employees are determined, and the basic pension and transitional pension are calculated when the insured retires.

With the increase of the average social wage every year, "increasing year by year" has also become the new normal of the social security payment base, and the problem that the excessive burden of enterprises affects the income of employees has always been concerned by the society. Not only that, low-income groups may also face a shrinking situation. According to the current regulations, if the average monthly salary of the insured is lower than 60% of the average monthly salary of local employees, it will be paid according to 60% of the average monthly salary of local employees. In other words, for employees whose wages are lower than 60% of the average wage, they should pay according to the base higher than their own wages, resulting in less actual wages.

"The average social wage is not the median, but the average. Due to the large wage difference between employees and the high average wage, it is separated from the income level of most employees and there is no reasonable distinction between high, middle and low income groups. " Yang Yansui, director of Tsinghua University Employment and Social Security Research Center, said that for employees, the right to participate in social security should be the same whether they work in large enterprises or small enterprises. However, before that, state-owned enterprises and large and medium-sized enterprises were mainly included in the statistical scope of social security payment base, and the wages of employees in these enterprises were relatively high. For small private enterprises, the payment base cannot be matched with that of large enterprises, otherwise it will be unbearable for both private enterprises and small enterprises.

Simply put, the social insurance premium that the insured person should pay is the value of the social security payment base multiplied by the social security rate. In view of the high social security rate in China, in the two years from May this year 1, the provinces that have paid more than 20% of the basic old-age insurance for enterprise employees will reduce the payment ratio to 20%; The unit contribution ratio is 20%, and the accumulated balance of the fund at the end of 20 15 can be paid for more than 9 months, which can be reduced to 19% in stages.

"To avoid the institutional exclusion of low-income groups, it is not enough to reduce the social security contribution rate in stages, and it is necessary to further consolidate the contribution base." According to Yang Yansui's analysis, expanding the statistical scope to include small enterprises and private enterprises is expected to reduce the payment base by about 10%. "This can reduce the social security burden of enterprises and allow more groups with lower wages to participate in the insurance."

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.